24/08/2024
If you're getting the State pension and receive a letter from HM Revenue & Customs (HMRC) in the post, DON'T bin it. It's not a scam, and it could help you boost your pension by £10,000s.
HMRC are sending out letters to people who may be missing out on their full state pension entitlement due to an error in their national insurance records. Specifically, this affects those who took time off work to care for family between 1978 and 2010, as they may be missing what's known as 'home responsibilities protection' (HRP).
Home Responsibilities Protection Home Responsibilities Protection ran between 1978 and 2010 to help protect your State Pension - National Insurance credits, what you'll get, eligibility and applying.