Hill Johnstone Wealth Management

We are pleased to announce that Lewis Ogle has joined Hill Johnstone Wealth Management as an academy advisor from the St. James’s Place financial advisor Academy.

Lewis brings a strong foundation, great enthusiasm and Passion for supporting clients with their financial planning needs.

Lewis is very eager to get started in his new role and we are very excited to have him on board as part of the Hill Johnstone Wealth Management advisor team.

Please join us in welcoming Lewis. 

Congratulations to one of our very own advisers Tom McCready who has today completed the London Marathon to raise funds for WellChild, the national charity helping seriously ill children and young people be cared for at home, surrounded by their families.

Well done Tom an outstanding achievement.

If you would like to support this cause, any donation would be greatly appreciated:
👉 https://www.justgiving.com/page/thomas-mccready-2

Individual savings accounts (ISAs) and pensions are core pillars of financial planning, given their favourable tax treatment.

Financial priorities evolve through life, making regular reviews essential.

Everyone’s circumstances are different, so solutions should reflect individual need, goals and circumstances.

New tax year: maximising opportunities at every life stage Household finances continue to be squeezed in 2026. With income tax thresholds frozen until at least 2031, more taxpayers are being pulled into higher tax bands. Plus, years of high inflation have compounded the problem as rising prices mean less disposable income.

Shareholders rarely want to exit their business and retire on the same timeline, with age differences and other factors playing a role in this.

Clarity on a financial freedom figure and an honest conversation on preferred timelines can help to resolve differences.

There are a range of solutions for shareholders to each get the outcome they want and need.

Managing different retirement timelines among shareholders In an ideal world, business partners would reach retirement readiness at the same time, exit together, and move on with perfect symmetry. In Elephant’s Child’s experience, that rarely happens. Misaligned retirement plans are far more common than most business owners realise. But there are ways t...

Stagflation is the term used to describe a period of high inflation and weak economic growth and employment.

This combination can be problematic for central banks and governments.
While returns are typically weaker during such periods, holding cash when inflation is high brings its own risks.

What does stagflation mean for you? Rising inflation and weak growth have left economists fearing the spectre of stagflation could rise again. But what exactly does that mean?

Read the latest insights from our Chief Investment Officer.

CIO Investment Insights: Volatile conditions. Resilient decisions So far, 2026 has been a year of unexpected but persistent turmoil. This followed a relatively smooth end to 2025 for markets and investors. While I previously warned that investors should brace themselves for a correction - and that such corrections are also normal - few of us could have anticipated...

Gold has been a key store of wealth for thousands of years.

After reaching historic highs at the start of 2026, gold prices have fallen sharply since the Iran war began.

There are other assets that can fill defensive or momentum-based requirements within a portfolio.

Is all that glitters fool's gold ? After two years of rapid price increases, the conflict in Iran has seen gold prices fall notably. With the metal struggling, we look at what drives its performance, and how SJP views it as an asset class.

New tax year, what has changed for you?

New tax year: Round-up of rate and allowance changes The new tax year (2026/27) began on 6 April. Updated tax rates and allowances have been well-trailed by the government so there shouldn’t be any nasty surprises for taxpayers. That said, it pays to take note of how the adjustments, including new requirements for filing tax information, will affect...

https://www.hilljohnstone.co.uk/article/detail/sjpp/weekwatch-13-04-2026.html

WeekWatch - 13/04/2026 A strong performance by the S&P 500 meant by the end of the week it had retraced almost all its losses since the start of the Iran war. Other markets also rose. Sentiment was helped by news of a two-week truce in hostilities against Iran and hopes for progress in the peace talks that took place over...

We are delighted that one of our Financial Advisers, Paul Hudson, is a finalist in the Men In Business awards 2026, sponsored by Jackson Accountants.

The awards recognise the contribution of local business people who go out of their way to make a difference to their customers and clients, colleagues and local communities.

Well done Paul.