Questa Chartered Financial Planners

Is leaving your business surplus in savings accounts quietly eroding your purchasing power over time?

While cash rates look attractive today, inflation means holding too much in reserve can leave your capital struggling to grow.

We weigh up investing vs cash savings uk to help you balance immediate liquidity with long-term financial stability.

Read the full article via the link in the comments.

Are you worried that helping your children onto the property ladder might put your own retirement at risk?

Gifting money for a house deposit without a clear strategy can trigger unexpected inheritance tax liabilities and undermine your long-term security.

Balancing generosity with sensible wealth preservation requires looking at how large gifts fit into your broader cash flow and estate plans.

Read the full article via the link in the comments.

Is holding onto cash while waiting for the market to calm down actually protecting your capital?

Waiting for the ideal moment often means missing out on long-term compound growth while inflation steadily erodes your purchasing power.

When considering investing a lump sum UK investors usually find that time in the market delivers far more consistent returns than trying to time an entry point.

Read the full article via the link in the comments.

Older personal pensions may not always offer the best value.

A regulator has warned that some legacy retirement products could leave people worse off than newer alternatives.

We look at why older pensions are worth reviewing and what to consider when assessing whether they still suit your long-term plans.

There's a link in the first comment where you can read the full article.

Wealth taxes.

Pension reform.

Changes to the way people are taxed.

There is plenty of speculation about what could change next.

We look at what future reforms could mean for your finances and the steps worth considering as part of longer-term planning.

There's a link in the first comment to the full article.

Could the State Pension triple lock change?

It is a debate that could have a significant impact on future retirement income.

We look at what a potential change could mean for savers and why it is worth understanding the issue before policy shifts happen.

There's a link in the first comment where you can read the full article.

A new First Time Buyer ISA is on the way.

But how will it actually work, and who will qualify?

We look at the proposed eligibility rules and how the new account could compare with other ways of saving for a first home.

There's a link in the first comment where you can read the full article.

Could the squeezed middle end up paying even more?

Frozen tax thresholds and changing policies can quietly increase the amount of tax people pay over time.

We look at how future UK tax changes could affect personal finances and wealth, and why forward planning matters.

There's a link in the first comment where you can read the full article.

Another brilliant result for Neil Hunter.

The Questa-supported Lancashire triathlete has won his second European Championship silver medal in a week.

It follows another second-place finish in his age group at the European Middle Distance Triathlon Championships in Banyoles, Spain.

Congratulations, Neil.

There's a link in the first comment where you can read the full article.

Markets have had plenty to absorb lately.

Political shifts, global economic pressures and fragile peace can all make investors uneasy.

Our Market Commentary looks at how markets are responding and what investors should keep in perspective.

Read the latest commentary.

There's a link in the first comment to the full article.