Navigate IFA

Current estimates suggest a comfortable retirement costs around £45,400 a year for one person or £62,700 for a two-person household.

Those figures can be a useful starting point, but they can’t tell you exactly how much you'll need. That depends on the lifestyle you want, when you plan to retire and where your income will come from.

Our latest article looks at the costs you’ll need to consider, the income you may already have coming in and how to work out a retirement figure that reflects your own plans.

Read the full article: https://navigateifa.com/how-much-do-you-need-to-retire-comfortably-in-the-uk/

Eventually, there’s a Monday morning when you don’t have to go to work. What happens then?

After decades of routine, responsibility and building a career, retirement can be a significant change. Having the finances to support it matters, but so does knowing what you want that next stage of life to look like.

How will you spend your time? What will give you purpose? What would you like to do while you have the health and freedom to enjoy it?

That’s exactly why good retirement planning starts with the life you want, and then works out how your finances can support it.

Our latest article explains more about how we approach this at Navigate.

Read more: https://navigateifa.com/who-do-we-work-with

A pension from your current job, another from an employer 15 years ago. Savings in the bank, a few investments, a mortgage that’s still being paid off...

Individually, you might know roughly where everything stands. But do you know what it all adds up to for your future?

For many of the people who come to us, the issue isn’t that they haven’t saved or planned. It’s that nobody has ever helped them join the dots.

Bringing everything together can help answer much bigger questions, including what “enough” might look like for you and when work could become a choice rather than a necessity.

We explore this in our latest article.

Read more: https://navigateifa.com/who-do-we-work-with

Many of the people we work with are in their late 40s or early 50s. They’ve built successful careers, they’re earning well and life is busy.

But increasingly, bigger questions are starting to come up.

Will I have enough? Could I retire before State Pension age? Am I making the right decisions now to give myself more choice later?

Often, the answers are already there in the pensions, savings and investments you’ve built over the years. The challenge is bringing everything together into one clear plan.

In our latest article, we look at how bringing everything together can give you a clearer picture of where you stand and what might be possible for the future.

Read more: https://navigateifa.com/who-do-we-work-with

Most people don't build wealth simply to see a bigger number on a statement.

They build it to have more choice, more freedom and greater peace of mind for themselves and the people they care about.

Our latest article explores why the transition from saving to spending can be more difficult than many people expect, and why financial planning is about much more than growing your wealth.

Read the full article: https://bit.ly/4eHl5vP

We're here for all the big moments, for you and the family as a whole.

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