Aga Drozd Financial Adviser at Ramsay & White Wealth Management Ltd

Really pleased to have been named a Top Rated Adviser on VouchedFor again 😊 Huge thanks to all my clients for the trust, support, and great feedback — it genuinely means a lot and keeps me motivated to do my best for you all.

#vouchedforguide #topratedadviser #financialadviser #mortgageadviser #financialadvice #mortgageadvice | VouchedFor Congratulations to these advisers who have recently qualified for the 2026 Guide to Top Rated Financial Advisers, thanks to the strength of their client feedback. Great financial advice isn’t just about returns - it’s about clarity, confidence, and life - changing support. These advisers have sh...

As I reflect on 2025, I’d like to wish everyone a very Merry Christmas and a prosperous New Year 2026.

This year was filled with change and challenges that pushed many of us beyond our comfort zones—and in doing so, helped us grow.

As we step into 2026, may you embrace new challenges and remember: what feels familiar may feel safe, but growth begins when we dare to move beyond it. Here’s to progress, purpose, and getting closer to our dreams 🥂

Great news for savers !

PRA confirms FSCS deposit limit to be increased to £120,000 from 1 December From the start of December, UK bank customers will benefit from an increase to the maximum amount they would be reimbursed for if their bank were to fail

Changed jobs? Don’t lose track of your pension.

Track your lost pension today: https://www.gov.uk/find-pension-contact-details

https://www.financialreporter.co.uk/reeves-lays-groundwork-for-tax-rises-in-surprise-pre-budget-speech.html

Reeves lays groundwork for tax rises in surprise pre-Budget speech The Office for Budget Responsibility is expected to downgrade its productivity forecasts, which could leave a £20bn hole in the public finances.

https://www.financialreporter.co.uk/bank-of-england-votes-5-4-to-hold-interest-rates-at-4.html

Bank of England votes 5-4 to hold interest rates at 4% Four members voted to reduce Bank Rate by 0.25 percentage points, to 3.75%.

Tax breaks worth checking before 5th of April 26

https://www.financialreporter.co.uk/hsbc-launches-65x-income-mortgage-range.html

HSBC launches 6.5x income mortgage range The policy change increases eligible customers' borrowing power by more than £200,000 in some instances.