08/01/2025
New for Northern Ireland - Property Chain Break Finance!
Beat the 1st April 2025 Stamp Duty rise.
Secure the purchase of your ideal onward property whilst your existing home is being sold.
Reduce the normal purchase time from 8-12 weeks to around 2 weeks!
No need to wait on property viewings, offers, mortgage approvals, solicitors etc.
Call Family Financial on 028405 24052 to find out more.
07/01/2025
Family Financial & Your Insurance Policies:
Like most people you will have some form of life insurance, income protection & critical illness cover.
I will make some predictions in relation to these:
▪️You know you have some policies in place but don’t know for sure what these actually are.
▪️You may not know where to find your policy documents.
▪️You think your paying too much.
▪️You have forgotten who your trustees are.
▪️If your contacted by your previous adviser whom you haven’t heard from in a while……..they may be keen to do a “review”…..ask yourself (or me) why are they doing this??
The good news is that Family Financial NI can help you with all of this and more 👍
Call 028405 24052
11/09/2024
The Financial Regulator has launched an investigation into the “Protection” industry - Life Insurance, Critical Illness Cover & Income Protection.
Do you know if your trusted financial adviser is affiliated to a network that loads their premiums to the benefit of increased commission to themselves? In effect overcharging you - their client.
An interesting article below from Reuters:
UK's finance watchdog launches probe into pure protection insurance sector
Britain's Financial Conduct Authority said on Wednesday it would launch a market study into so-called pure protection insurance product sales, amid fears that the design of some commission structures could lead to poor outcomes for policyholders.
05/09/2024
Family Financial & Short Term Finance
If you have short term finance requirements such as:
💵 🏖️Personal Loan (Holiday / New Kitchen)
🚘🚜 Asset Finance (Car / Caravan / Machinery)
💳💲 Restructure Credit Card / Loan Debts
Let’s have a chat before you go to the usual places 😊
Chris.
06/08/2024
Absolutely anyone can access this amazing accident plan 🙌
✅ No medical underwriting
✅ All occupations covered
As long as you work more than 16 hours per week and are aged between 18 - 50 you can access it!
Starting from only £10 per month.
Provides,
💷 3 months income benefit
🦴 Frature cover
🏥 Hospital benefit
⚰️ Death benefit
👨⚕️ 24/7 GP access
🩼 Upto £1000 rehabilitation costs, i.e physio
19/07/2024
Are you worried about getting an appointment with a GP…..worry no longer!
24/7 GP appointments available + prescription sent to the pharmacy and referral to specialist made (if required)…….all for £2.50per week for you and your children.
Also included is £50per night hospitalisation benefit, £350+ if broken bones, £750 continuing income for 3 months if unable to work……….all for £2.50per week and no medical questions to answer - guaranteed acceptance 👍
Interested?
Call 028405 24052
03/06/2024
Care / Care Fees / NHS Continuing Healthcare….
We have a specialist care fees adviser who can help you navigate the complex care system.
Call 028405 24052
30/05/2024
Celebratory moment 👏
First Time Buyer mortgage - application to valuation to offer approved:
………..8 days!!
This one had its challenges also…complex income to start with.
Folks…..we are the experts……let us deal with it.
Tel - 028405 24052