BGA Accountants

𝗖𝗼𝗻𝗳𝗲𝘀𝘀𝗶𝗼𝗻 𝘁𝗶𝗺𝗲... 🧾

How many receipts are currently living in your:

• Wallet?
• Car?
• Coat pocket?
• Random kitchen drawer?

No judgement, we've seen worse. 😅

A little organisation now can save a lot of stress later.

Where's the strangest place you've found a receipt?

𝗪𝗲𝗲𝗸𝗹𝘆 𝗥𝗼𝘂𝗻𝗱 𝗨𝗽

𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝗳𝗿𝗼𝗺 𝗛𝗠𝗥𝗖 – 𝗜𝘀 𝗶𝘁 𝗴𝗲𝗻𝘂𝗶𝗻𝗲?

Scammers often impersonate HMRC through phone calls, emails, texts and letters in an attempt to steal personal or financial information. Knowing how HMRC genuinely communicates can help you spot potential scams and protect yourself from fraud.

𝗖𝗹𝗶𝗰𝗸 𝗯𝗲𝗹𝗼𝘄 𝘁𝗼 𝗹𝗲𝗮𝗿𝗻 𝗺𝗼𝗿𝗲 👇
https://bga-accountants.co.uk/blog/b/contact-from-hmrc-is-it-genuine

𝗣𝗮𝘀𝘀𝗶𝗻𝗴 𝗼𝗻 𝘁𝗵𝗲 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆

Passing on an investment property during your lifetime or as part of your estate can have very different tax consequences. Understanding the potential impact of Capital Gains Tax, Inheritance Tax and the seven-year rule can help you make informed decisions and plan for the future.

𝗖𝗹𝗶𝗰𝗸 𝗯𝗲𝗹𝗼𝘄 𝘁𝗼 𝗹𝗲𝗮𝗿𝗻 𝗺𝗼𝗿𝗲 👇
https://bga-accountants.co.uk/blog/b/passing-on-the-investment-property

𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿𝗶𝗻𝗴 𝗹𝗮𝘁𝗲 𝗳𝗼𝗿 𝘀𝗲𝗹𝗳-𝗲𝗺𝗽𝗹𝗼𝘆𝗺𝗲𝗻𝘁 – 𝗧𝗵𝗲 𝘁𝗮𝘅 𝗶𝗺𝗽𝗹𝗶𝗰𝗮𝘁𝗶𝗼𝗻𝘀

Delaying your self-employment registration with HMRC could result in penalties, interest and additional tax obligations. Registering on time can help you stay compliant and avoid unnecessary costs.

𝗖𝗹𝗶𝗰𝗸 𝗯𝗲𝗹𝗼𝘄 𝘁𝗼 𝗹𝗲𝗮𝗿𝗻 𝗺𝗼𝗿𝗲 👇
https://bga-accountants.co.uk/blog/b/registering-late-for-self-employment-the-tax-implications

𝗚𝗿𝗼𝘄𝗶𝗻𝗴 𝗥𝗲𝘃𝗲𝗻𝘂𝗲, 𝗕𝘂𝘁 𝗨𝗻𝗰𝗹𝗲𝗮𝗿 𝗪𝗵𝗮𝘁 𝗪𝗮𝘀 𝗗𝗿𝗶𝘃𝗶𝗻𝗴 𝗣𝗿𝗼𝗳𝗶𝘁?

Our independent estate agency client had experienced several years of growth, with increasing sales and steady lettings income. However, it was becoming difficult to understand how each revenue stream contributed to overall profitability once staffing costs, marketing spend, and branch overheads were taken into account.

By introducing monthly management reporting and rolling cash flow forecasting, we helped the business gain clearer visibility over sales commissions, lettings income, and ancillary revenue. This highlighted which income streams generated consistent profits and where marketing investment delivered the strongest return. With improved budgeting, better performance monitoring, and more informed recruitment planning, the result was healthier margins, stronger financial visibility, and greater confidence in future growth.

𝗠𝗮𝗸𝗶𝗻𝗴 𝗧𝗮𝘅 𝗗𝗶𝗴𝗶𝘁𝗮𝗹: 𝗔𝗿𝗲 𝗬𝗼𝘂 𝗔𝗳𝗳𝗲𝗰𝘁𝗲𝗱?

Making Tax Digital doesn’t have to be stressful.

Get our FREE fact sheet below to see if and when you’re affected 👇

https://bga-accountants.co.uk/MakingTaxDigitalDownload

𝗪𝗵𝗮𝘁 𝗢𝘂𝗿 𝗖𝗹𝗶𝗲𝗻𝘁𝘀 𝗦𝗮𝘆

Thank you so much for sharing this, Tim. We’re truly grateful for your trust, and it means a lot to know that our support has made bookkeeping and accounts feel like a real part of your team.

We love proving that distance is no obstacle, and we’re delighted to be on this journey with you. 💙

𝗞𝗲𝗲𝗽 𝗖𝗮𝗹𝗺 𝗮𝗻𝗱 𝗞𝗲𝗲𝗽 𝗬𝗼𝘂𝗿 𝗥𝗲𝗰𝗲𝗶𝗽𝘁𝘀 🧾

Future you will be grateful.

Keeping your records organised now makes tax season much less stressful later.

What's one receipt that nearly disappeared forever?

𝗚𝗿𝗼𝘄𝗶𝗻𝗴 𝗖𝗼𝗻𝘁𝗿𝗮𝗰𝘁𝘀, 𝗕𝘂𝘁 𝗨𝗻𝗰𝗹𝗲𝗮𝗿 𝗣𝗿𝗼𝗳𝗶𝘁𝘀?

Our commercial cleaning client had successfully expanded its contracts and grown its team, but rising payroll costs, travel expenses, and inconsistent pricing made profitability difficult to predict.

By introducing clearer management reporting and rolling cash flow forecasts, we helped the business understand which contracts were genuinely profitable. This revealed that some larger contracts were delivering weaker margins once staffing, travel, and consumable costs were taken into account. With improved pricing, refined scheduling, and closer contract monitoring, the business achieved stronger profitability, greater confidence in recruitment planning, and better-informed decisions when bidding for new work.

𝗤𝘂𝗶𝗰𝗸 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻 💬

𝗧𝗵𝗶𝗻𝗸 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗯𝗲 𝗮 𝗰𝗹𝗶𝗲𝗻𝘁 𝘁𝗼 𝗴𝗲𝘁 𝗼𝘂𝗿 𝗵𝗲𝗹𝗽? 🤔

We love helping business owners, whether you’re with us or not.
We’ve got you covered, ask away!

👇 Click below to ask us a quick question – it’s 𝗙𝗥𝗘𝗘 and you don’t even need to be a client!

https://api.leadconnectorhq.com/widget/bookings/bga-quick-question

𝗪𝗵𝗮𝘁 𝗢𝘂𝗿 𝗖𝗹𝗶𝗲𝗻𝘁𝘀 𝗦𝗮𝘆

Thank you so much for these kind words, Heather. We’re truly grateful to know that our advice and resources are helping to build confidence for those starting out in business.

Supporting sole traders and new business owners on their journey is something we’re really proud of, and we’re honoured to be seen as a trusted resource. 🩵

𝗗𝗼𝗲𝘀 𝗧𝘂𝗲𝘀𝗱𝗮𝘆 𝗳𝗲𝗲𝗹 𝗲𝘃𝗲𝗻 𝘁𝗼𝘂𝗴𝗵𝗲𝗿 𝘄𝗵𝗲𝗻 𝘁𝗮𝘅 𝘀𝗲𝗮𝘀𝗼𝗻’𝘀 𝗶𝗻 𝗳𝘂𝗹𝗹 𝘀𝘄𝗶𝗻𝗴? 😂

What’s YOUR Tuesday mood: cool, calm, or spreadsheet panic?