Farrar and Thompson - Independent Financial Planning

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Why failing to remortgage could cost you hundreds of pounds every month — Farrar and Thompson Financial Planning Research suggests a third of homeowners haven’t remortgaged when their deal came to an end, and their monthly repayment could be far higher as a result. Find out why and what you need to consider when your mortgage end date is nearing.

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The fantastic benefits of basing your financial plan on happiness — Farrar and Thompson Financial Planning When you think about what you want your future to look like, it’s probably the experiences that come to mind, rather than wealth. So, putting your happiness at the centre of your financial plan could help you achieve the lifestyle you want.

Higher-rate taxpayers: Beware of the 60% tax trap 👇

Higher-rate taxpayers: Beware of the 60% tax trap — Farrar and Thompson Financial Planning Around 1.35 million people were affected by the tapering of the Personal Annual Allowance in 2023/24. It could mean their Income Tax bill was higher than expected because they fell into the 60% tax trap.

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Guide: How an Olympic mindset could help you manage your finances effectively  — Farrar and Thompson Financial Planning Thousands of athletes are descending on Paris for the 2024 Olympics this summer. It’s not just natural talent and a dedication to training that’s helped them reach this incredible goal, but their mindset too. Discover some of the powerful Olympic lessons you could apply to managing your finances...

Guide: How to find purpose and get the most out of your retirement.

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Guide: How to find purpose and get the most out of your retirement — Farrar and Thompson Financial Planning Getting the most out of your retirement is about more than organising your finances. Finding your purpose and considering what makes you happy could help you enjoy the next chapter of your life. Discover some of the steps you can take to embrace retirement.

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3 valuable pension lessons workers can learn from retirees’ regrets — Farrar and Thompson Financial Planning A survey has revealed that 2 in 5 UK retirees have regrets, including not saving enough in their pension. The findings could serve as a valuable lesson if you’re working and saving for your future.

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Making your present part of your financial plan could enhance your life — Farrar and Thompson Financial Planning We often talk about the importance of planning for your future to create long-term security and help you reach your goals. Yet, it’s still important to balance your long-term needs with enjoying life and having experiences today. Find out how financial planning could help you strike the right bala...

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5 effective tips that could help you cut impulsive financial decisions — Farrar and Thompson Financial Planning Impulse spending or decision-making could affect your finances in the short and long term. Discover five effective tips you could put into practice now to curb the impact impulsive decision-making could have.

Our latest blog - ESG for beginners 👇

ESG for beginners: The basics you need to know about ESG investing — Farrar and Thompson Financial Planning If you’ve heard of “ESG investing” but aren’t sure what it means if or it’s right for you, read the essential things you need to know and discover how you could make it part of your investment strategy.

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5 powerful tips that could help women close the investment gap — Farrar and Thompson Financial Planning Research suggests that women are less likely than men to invest, and it could be widening the wealth gap. These powerful tips could give more women the confidence to start investing or seek financial advice to give them confidence.

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3 practical reasons to check your State Pension forecast before you retire — Farrar and Thompson Financial Planning A third of people don’t check their State Pension forecast before they retire. It could mean they’re missing crucial information when creating a retirement plan, including when they’ll be able to claim the State Pension and how much they’ll receive. Find out why you might want to check your ...

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3 valuable ways business owners could extract profits — Farrar and Thompson Financial Planning As a business owner, you might want to extract profits from your business to support your current lifestyle and your long-term goals. Read this article to discover the three main routes and the potential tax implications you may need to factor into your decision.