Acumen Financial Planning

"It has given me confidence that my financial planning is appropriate for my needs."

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After receiving our first five-star review on the platform 14 years ago, we are thrilled to see that we continue to provide the knowledge, advice and confidence people need to make informed financial decisions that suit their circumstances.

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Acumen Financial Planning, Financial Advisers - Read Client Reviews 4.9/5 from 100 reviews. Acumen Financial Planning is an independent, award-winning Chartered and Accredited firm helping

Have you started talking to your children about finances?

Compound interest, stock portfolios and tax wrappers may be a bit of a stretch right now. But it's never too early to start building the habits that support good money management later in life.

In our latest article in The Herald, Group Director Laura Crowe shares why early financial education matters and how you can play an active role in shaping your child's relationship with money.

Read the full article here -

Teaching children about money is an investment in their future It’s clear that starting to save sooner, even in small amounts, greatly increases the chance of a secure retirement, writes Laura Crowe, Group…

Financial wellbeing isn’t only something people seek out themselves. Did you know it can also be offered through your workplace?

In collaboration with Acumen Employee Benefits, we have provided financial education in various workplaces and formats.

Learn more at https://ow.ly/FN4u50ZwT1y

Are you part of the 'Club Sandwich Generation'?

Find out in our latest Scotsman Your Money Q&A as Associate Financial Planner Wendy Morrison discusses how financial planning can work when you are responsible for children and ageing relatives.

Read the full article –

Balancing the family books Q&A: Wendy Morrison responds to a reader financially supporting both their children and parents.

Coming soon to Edinburgh!

Join us at 'Ready, Set, Retire', a free event that helps you understand your retirement options, avoid common pension pitfalls and build confidence in your financial future.

Plus, you will be offered a complimentary, no-obligation planning meeting after the event.

Learn more and reserve your place - https://ow.ly/4zaz50ZuAGi

Financial planning does not only matter once wealth has already been built.

Through SpringGen, powered by Acumen, we’re helping younger professionals access clear financial planning support at an earlier stage, when the decisions they make can shape the direction of their future.

In this blog, Andrew McRae APFS explores why financial planning can matter before someone feels “wealthy”, and how earlier guidance can help young professionals make more informed decisions as their income, responsibilities and options grow.

As a financial planner working with both Acumen FP and SpringGen clients, Andrew understands how financial planning needs can evolve over time, from building strong foundations, to developing and protecting wealth as life becomes more complex.

Read the full blog from SpringGen below.

Why Financial Planning Matters Before You Feel “Wealthy” Many young professionals are earning well, progressing in their careers and starting to make bigger financial decisions. But earning a good income does not always mean feeling financially secure.

It's back! Join our expert financial planners for a relaxed, interactive session on navigating the unexpected and picturing your ideal retirement.

On 20 August, our Edinburgh team will host the latest 'Ready, Set, Retire' session. This informal event will put you in touch with experts in retirement, pensions, and estate planning to set you on the path to your ideal post-work lifestyle.

Learn more and reserve your free place at - https://ow.ly/sii250ZgW74

Meet James and Claire.

A married couple who began reviewing their financial situation and ended up analysing something far more important: what they actually wanted their future to look like.

Their story shows how financial planning isn’t just about the numbers. It's about gaining clarity and confidence to embrace a new life chapter.

Learn more - https://www.acumenfp.com/retirement-plans-for-james-claire/

Retirement Plans for James & Claire When I first met James and Claire some 12 years ago they were in their mid-50s and at somewhat of a crossroads. Their two daughters had recently left home, and, after a 28 year career with Scottish Gas, James had been made redundant just six months ago. He had managed to find another job, but frankl...

Make an overpayment or reinvest?

Mortgage payments often take up a large bulk of our salaries, and so paying extra now to reduce the outstanding balance might seem like a no-brainer.

But is there a way to make your money work even harder?

Chartered Financial Planner Paul Ross explores this topic in our latest discussion with The Herald.

Should you use surplus income to overpay mortgage or invest? By Paul Ross, Chartered Financial Planner at Acumen Financial Planning