McHardy Private Wealth

Good luck tonight Scotland from all at McHardy . 🏴󠁧󠁢󠁳󠁣󠁴󠁿🏴󠁧󠁢󠁳󠁣󠁴󠁿🏴󠁧󠁢󠁳󠁣󠁴󠁿

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Good luck Scotland 🏴󠁧󠁢󠁳󠁣󠁴󠁿🏴󠁧󠁢󠁳󠁣󠁴󠁿🏴󠁧󠁢󠁳󠁣󠁴󠁿

Happy weekend Aberdeen 🌅

Evening sky at the Loch.

Here are Gail, Pam and Sharon – some of the faces behind the trusted advice.

It's a wee reminder that good financial advice doesn't come from a call centre or a generic plan... it comes from a conversation.

With someone who takes the time to understand your life, not just your assets. That's the kind of firm we try to be, and it's why so many of our client relationships last for years. 🏴󠁧󠁢󠁳󠁣󠁴󠁿

Drop us a line for a more personal approach to managing your finances: https://www.mchardyprivatewealth.co.uk/contact-us

Have a great weekend everyone . Quack 🦆🦆🦆

Its Duckling season again.

Unsettled by what's happening in the markets? You're not alone.

The most important thing in uncertain times is usually to stay the course - and to talk things through with someone who understands your situation.

We're always happy to chat.

👉[email protected]

New tax year, new page. 🗓️

Our latest blog looks at what good financial planning actually looks like at the start of April - and why the most experienced planners treat this moment as an opportunity, not just an admin task.

Worth a read if you've been meaning to review things.

Read it here:

The new tax year: A practical opportunity to review your plans Spring offers the time and space to make thoughtful decisions and make the most of fresh allowances and new planning opportunities

Happy Sunday Aberdeen ☀️☀️☀️

A lovely morning walk along Riverside today.

As of April 6th, 2026, Making Tax Digital for Income Tax came into force – and if you're self-employed or earn income from property above £50,000 gross, it applies to you.

Instead of a single annual tax return, you'll submit quarterly digital updates to HMRC, with thresholds dropping further in 2027 and 2028.

For most people, the compliance piece is straightforward with the right software. The more interesting question is what quarterly reporting means for how you plan; when tax becomes a year-round conversation, so does everything connected to it: how you take income, how you invest, what you hold and when.

If you'd like to think through what MTD means for your wider financial plan, we're happy to talk: [email protected]

Happy Weekend Aberdeen 🌲🌳🌲

Love how the morning light illuminates the trees at this corner of the Duthie park.