McKnight Associates Wealth Management

For many people in their 30s and early 40s, life can feel like a constant balancing act – managing a mortgage, building a career, raising a family and trying to keep up with day to day costs. With so much focus on the here and now, thinking about long-term protection can easily fall down the priority list.

It’s common to wait until a major milestone such as buying a home or starting a family before taking out cover. But the longer you wait, the more expensive it can become ➡️ www.mcknightassociates.co.uk/article/detail/sjpp/are-millennials-failing-to-protect-their-future.html

With the support of 90% of Labour MPs, Andy Burnham has replaced Sir Keir Starmer as the UK’s prime minister for the remainder of this parliament, ending in August 2029.

There are many challenges ahead and the latest insights take a closer look at some of the domestic issues the new prime minister may consider priorities ⬇️
https://www.mcknightassociates.co.uk/article/detail/sjpp/burhams-britain-economic-priorities-to-consider.html

Stronger data welcomes in the new UK prime minister and China’s Moonshot and the AI roller-coaster in the latest WeekWatch - read it here⬇️ https://www.mcknightassociates.co.uk/article/detail/sjpp/weekwatch-20-07-2026.html

If your retirement plans involve sunshine, moving back to the UK is unlikely to be at the top of your bucket list. But some have already been persuaded and in the 2025/26 tax year, 143,000 UK British nationals returned to the UK. Of this group, 12,000 were over-65s, according to the Office for National Statistics.

If you are thinking about moving back to the UK, considering a number of different aspects and how they compare in different countries could help clarify your decision; read more on tax implications for returning expats here https://www.mcknightassociates.co.uk/article/detail/sjpp/coming-home-to-retire-tax-implications-for-returning-expacts.html

📖 Issue number 126 of The Investor is now available! Featuring insights on surviving volatility, women and wealth, protecting your futures and summertime reads - you can read the St. James's Place investment magazine online here https://indd.adobe.com/view/70c20a03-0fd5-4ae5-84e6-2617bf4f29b9? or PM us to get a physical copy sent to you.

Driven by cheaper manufacturing costs and rapid innovation, the Chinese car industry has gone from strength to strength post Covid. This has put traditional car makers, such as those in Germany, under severe pressure.

Read more in the latest WeekWatch ⬇️ https://www.mcknightassociates.co.uk/article/detail/sjpp/weekwatch-13-07-2026.html

"Momentum wins matches - resilience wins tournaments."

Football, the World Cup, momentum drivers and investment conversations in the latest CIO Investment Insights from St. James’s Place CIO, Justin Onuekwusi, CFA - read it here ⬇️ https://lnkd.in/emnVEt3W hashtag

Political leadership has been extremely changeable in recent years; and Sir Keir Starmer’s recent resignation as prime minister has put the spotlight back on economic growth. For UK businesses, the challenge remains consistent: how do we create sustainable growth in an environment that continues to test confidence and resilience? For SME leaders, this question is more important than ever.

Martin Brown, CEO of business advisory firm Elephants Child, discusses the trends they are seeing in the SME market this year: https://www.mcknightassociates.co.uk/article/detail/sjpp/five-trends-defining-the-uk-sme-market-in-2026.html

A slowdown in US job growth, changing signals from central banks, investor focus on AI expenditure and snapshots from St. James's Place 2026 Women and Wealth Reporting in the latest WeekWatch ⬇️ https://www.mcknightassociates.co.uk/article/detail/sjpp/weekwatch-06-07-2026.html

Annuities have been steadily growing in popularity - more than 88,000 people bought an annuity in the 2024/25 tax year, compared with around 82,000 people the previous year, according to Financial Conduct Authority (FCA) data.

For some, annuities offer a structured way to draw on pension wealth and enjoy the benefits now, rather than allowing it to accumulate. This insight https://www.mcknightassociates.co.uk/article/detail/sjpp/the-axable-benefits-of-buying-an-annuity.html shares more on what is annuity, why they are back in investment-fashion and what are the taxable benefits?