SJB Global

Another change at the top of UK politics, and another wave of questions from people planning a life abroad.

Will my pension be affected? Should I worry about the pound? Is now a bad time to move?

The reassuring truth? a new Prime Minister doesn't change tax law overnight.

But moments like this are a good nudge to make sure your plans, pensions, currency exposure, tax position, are built to handle whatever comes next.

We've written a bit more on what this could mean for anyone relocating, retiring abroad, or just keeping an eye on their UK pension.

UK Prime Minister Change & Moving Abroad | SJB Global Discover how a change in UK Prime Minister could affect pensions, tax, investments and currency planning for Britons moving abroad.

Thinking about leaving the UK?

The single biggest factor in how much tax you pay on the way out? The planning you do BEFORE you go.

Dion Angove, and George Symes are hosting an open session on 28 May 17:00 CET, for anyone considering an international move, whether the plan is firm or still taking shape.

What you'll walk away with:

✔️ A clear view of how to legally minimise UK Income Tax, CGT, and IHT
✔️ The 3 mistakes that catch high earners off guard every time
✔️ Why your exit date is one of the most important decisions you'll make
✔️ A framework for structuring your finances before and after the move

Register below:

Welcome! You are invited to join a meeting: The High-Net-Worth Guide to Exiting the UK. After registering, you will receive a confirmation email about joining the meeting. The decisions you make before leaving the UK can have a bigger financial impact than anything you do after. Get it wrong and you could face a six-figure tax bill. Get it right and you legally protect your wealth. This webinar is for high earners, business owners, and professionals planning an intern...

Retiring abroad? Your UK State Pension might not grow with you.

In countries like Australia, Canada, New Zealand and South Africa, the State Pension is frozen. Locked at the rate it was first paid.

No triple lock. No annual uprating. No protection against inflation.

Over a 20-year retirement, the gap between a frozen pension and an uprated one can quietly grow into a serious shortfall, eroding purchasing power year after year. Yet most expats only discover this after they've moved.

If the State Pension is part of your retirement plan, where you live could matter as much as how much you've saved.

George Symes breaks down which countries are affected, why the policy exists, and how to plan around it.

State Pension Freezing for Expats Explained | SJB Global Understand how UK State Pension freezing affects expats abroad and what it means for your long-term retirement income.

Leaving the UK? Your finances don’t just come with you unchanged.

From ISAs losing local tax advantages to pension access becoming more complex, the small details can have a big impact once you’re non-UK resident.

In this piece, Dion Angove, breaks down what actually happens to your ISAs, pensions, and investment portfolio when you move abroad and where people often get caught out.

If you’re planning a move, this is worth a read before you make any decisions.

Read the full article.

GlobalMobility

Leaving the UK: ISA, SIPP & Investment Guide | SJB Global Learn what happens to ISAs, SIPPs and investments when leaving the UK. Understand tax, access and planning considerations for expats.

QROPS aren’t inherently bad. But they’ve been widely misunderstood.

For some, they offer flexibility. For others, they’ve resulted in higher costs and lost guarantees.

The difference comes down to suitability, not marketing.

This article explores where things went wrong and how to approach overseas pension decisions more carefully.

QROPS Risks, Costs & Suitability Guide | SJB Global Understand QROPS risks, costs and suitability. Learn when overseas pension transfers may or may not be appropriate for expats.