24/06/2024
๐๐๐๐๐๐ ๐๐ ๐
๐๐๐๐๐ ๐
๐๐๐: โ๐๐ฎ๐ง๐ ๐ซ๐๐ ๐ฎ๐ฅ๐๐ซ ๐ค๐๐ง๐ ๐ฆ๐๐ ๐ก๐ฎ๐ก๐ฎ๐ฅ๐จ๐ ๐๐ข๐ญ๐จ, ๐ฆ๐๐ฒ ๐ค๐ข๐ค๐ข๐ญ๐๐ข๐ง ๐ค๐ ๐๐๐ฅ๐๐ง๐ ๐๐ซ๐๐ฐโฆ.โ ๐ค
Sagot ng isa, BANGKO ๐ฆ
Sagot ng pangalawa, NA-BLANGKO ๐ซจ
Top answer ayon sa survey? SSS daw.
While watching a Family Feud episode last week, may isang tanong sa final round na kumuha ng atensyon ko. โ๐๐ฎ๐ง๐ ๐ซ๐๐ ๐ฎ๐ฅ๐๐ซ ๐ค๐๐ง๐ ๐ฆ๐๐ ๐ก๐ฎ๐ก๐ฎ๐ฅ๐จ๐ ๐๐ข๐ญ๐จ, ๐ฆ๐๐ฒ ๐ค๐ข๐ค๐ข๐ญ๐๐ข๐ง ๐ค๐ ๐๐๐ฅ๐๐ง๐ ๐๐ซ๐๐ฐโฆ.โAlam ko na agad yung isasagot ko!
Alam mo ba kung para sa akin ano ang mas tamang sagot? Hindi sa bangko, hindi rin sa SSS (sensya na!)
๐๐ฉ๐ค ๐ฎ๐ช๐ฃ๐ ๐๐๐ ๐ค๐ง ๐๐ฃ๐จ๐ช๐ง๐๐ซ๐๐จ๐ฉ ๐ฅ๐ก๐๐ฃ ๐ฃ๐ ๐๐ง๐ช ๐๐๐๐ ๐๐ โค๏ธโ๐ฉน
Compare natin yung sagot ni contestant # 1 (bank) at ang VUL.
๐ฝ๐๐ฃ๐ ๐ซ๐จ ๐๐๐ (๐๐ค๐ฃ๐๐ฎ ๐๐ช๐จ๐ฉ ๐จ๐๐ฉ๐ฉ๐๐ฃ๐ ๐๐ฃ ๐ ๐๐๐ฃ๐ ๐ซ๐จ ๐ข๐ค๐ฃ๐๐ฎ ๐ฌ๐ค๐ง๐ ๐๐ฃ๐ ๐๐ค๐ง ๐ฎ๐ค๐ช)
Parehong importante, parehong dapat meron. It's very important that we know the difference. ๐
๐ฝ๐๐ฃ๐ - Para meron tayong emergency fund na pwede ma-withdraw anytime for immediate expenses and short-term needs. However, hihina ang purchasing power ng pera mo habang tumatagal because of INFLATION.
๐๐๐ โ This is your money invested in VUL (Insurance+Investment+Savings) para sure na protektado ka, pamilya mo at yung napupundar mo from life's uncertainties. Plus savings & investment na rin ito to make sure na ok pa rin ang pera mo in the future na pwede mong magamit sa:
โ
Emergency
โ
Education Fund
โ
Accident, Critical Illness, Death Benefit or
โ
Retirement Fund
CONCLUSION: Good if may bank account ka and better if may bank + VUL na investment para may pera ka for emergency, may pera ka for long term na lumalago because of investment, and may protection ka because of insurance. ๐
So lugi ba kapag maga-avail ka ng ๐๐๐ or ๐๐๐๐๐๐ผ๐๐๐๐? Ikaw nalang magdecide based sa benefits na pwede niyang maibigay sayo.
Napaisip ka diba? Lalo na kung binasa mo to nang buo.
Ngayon kung may mga Financial Advisors kayong kakilala, lapitan niyo na sila or wag mahihiyang magtanong kasi sasamahan nila kayong magplano nang ๐ข๐๐๐๐ฃ๐๐ ๐๐ฉ ๐จ๐๐๐ช๐ง๐๐ ๐ฃ๐ ๐๐ช๐ฉ๐ช๐ง๐. โจ
Eto pa, programs are customizable based on oneโs needs and capacity ๐ค May insurance program for every budget kasi ang goal natin ay para hindi ka maburden financially kapag may mga financial risks.
So kung hindi ka pa ready, kelan pa? What if bigla kang nagkasakit, naaksidente, o nawala nang maaga, tapos wala kang insurance? Dalawa lang yan: mababaon ka sa utang, o mababaon sa utang yung maiiwan mong pamilya ๐
Iwasan nating masabi yung โdapat pala dati paโ. Kasi ako, nasabi ko na yan. May regrets pero kelangan mag move on kasi there's no point in dealing with the emotions of the past.
Learn from MY mistakes, mag-start ka na habang young and fresh ka pa (sana all!) Mas makukuha mo kasi yung best value of what youโll pay for if you start young.
Friends, sabi nga "today is the youngest youโll ever be again. Take advantage of your youth." ๐
"๐๐๐ก๐๐ฃ๐ ๐ฉ๐๐ก๐ค ๐ ๐๐ฅ๐๐ ๐ฃ๐๐๐ฅ๐ก๐๐ฃ๐ค."
Financial Advisor na nga pala ko, kaya replyan mo na ko or shoot me a DM! ๐
Btw, nagbago ba top answer mo? ๐ง
