Canada's Leader in Retirement Income Planning Are we the right financial planners for you? It's not just about your investment portfolio.
Our specialty is retirement income planning for 'nearly-retired', 'newly-retired' and 'fully-retired' couples and individuals, and we have clients from coast to coast. We have retired hundreds of times through our clients -- and we will use our experience to ensure that your retirement income plan is efficient, flexible and sustainable. It's about integrating ALL aspects of your personal circumsta
04/08/2024
New planning forms which follow the book formats of Your Retirement Income Blueprint and Retirement for the Record are now available for download on the website. 2024 Q1 Updates for Blueprint are available there too. https://diamondretirement.com/updates/?fbclid=IwAR2oGhM2XOU_tEVhqBW9QpaF5glerQS3L82XLiBgkKYGO5Blh3EtMHP4ekg
02/12/2024
https://diamondretirement.com/books/retirement-for-the-record/retirement-for-the-record-part-1-contents/
Forty six chapters sounds like a lot! But the technical details go down with a spoonful of sugar from the musical history notes -- and the play list. On YouTube! Read the chapter previews here.
11/09/2023
How retired clients can generate income without drawing down capital Sponsor Content
11/09/2023
This article really reflects what we often saw in real life client scenarios. 'Inheritances' given and received at more appropriate times along the way can have so much more impact, especially when it's obvious that there is excess cash flow building up. But you also can't take on too much risk of giving away too much too soon. People need to put a lot of thought into their definitions of 'retirement spending' and this is good food for thought. psst Pass it on!
We Need to Talk About Your Retirement ‘Spending’ Big inheritances can be a sign of underconsumption and suboptimal planning.
09/01/2023
As Dynamic Funds' Chief Retirement Income Strategist, Daryl Diamond shares a proven strategy for delivering a sustainable retirement income.
A Paycheque Portfolio™ approach is changing the retirement conversation Dynamic Funds Chief Retirement Income Strategist Daryl Diamond explains how a Paycheque Portfolio™ approach can deliver steady income and peace of mind for retirees
The 4M's of Retirement Income Planning
07/05/2023
It can, indeed, be confusing to understand why your actual TFSA contribution room can be very different than what is shown by CRA. This is further complicated by the lag time that institutions have to upload the previous year's data. As Jamie Golombek points out, the CRA information is not updated in 'real time.' Your advisor can help you sort this out.
Help clients understand their TFSA room | Investment Executive Advisor-client conversation could help avoid costly overcontribution error
06/30/2023
'Every retirement situation is unique … it's a full-contact sport with clients' Dynamic Funds' chief retirement income strategist challenges industry to bridge Canadian retirees' cash flow planning gap
06/08/2023
How firm is helping Canadians plan retirement income Industry veteran appointed as specialist in the space
06/02/2023
The CRA Prescribed Rate comes into effect for planning purposes (e.g. spousal loans) and when income tax overpaid or overdue is calculated.
CRA announces prescribed rate for Q3 | Investment Executive After rising for four consecutive quarters, interest rate charged on overdue tax to stand steady
05/26/2023
The next chapter begins. Thank you to our clients for giving us a wealth of experience in optimizing your retirement income strategies over the past 25 years. It was an honour to be your financial advisors. In this new role, Daryl Diamond will continue to educate and enlighten retirees in the very crucial 'retirement income' stage of their lifetime financial plan.