Berard Financial Group

Business insurance helps protect your business in the event something should happen to you. Contact me and let's get you covered. ➡️

How to start a business in Canada See what’s involved with starting a company in Canada, including creating a business plan, putting insurance in place, and offering benefits plans to employees.

🧾There are deductions on your salary for a variety reasons. I can help you understand how pay stub deductions work. Reach out!

Understanding how pay stub deductions work Regardless of how you get paid, it’s important to understand the amounts deducted from your salary.

Ways to use your Canada Child Benefit (CCB):

🎓 Contribute to an RESP
🏥 Purchase life insurance
📈Invest it

Reach out to learn more!

Ways to use your Canada Child Benefit (CCB) After buying what you need to care for your child, there are other great ways to use the Canada Child Benefit.

There are a few ways to save on drug costs, like choosing generic over brand name drugs. Learn more:

Save on prescription drug costs – Canada Life Learn a few ways to save on drug costs, like choosing generic over brand name drugs.View accessible version: https://share.vidyard.com/watch/MHTBG7zbc8jy4H5p...

Even when markets fluctuate, annuities can help provide a steady income to support your retirement lifestyle. Learn more about securing your future income. ow.ly/5XMq103OFrm

Six months before retirement, you should:

📝 Update your beneficiary information.
🧾 Submit your claims for government benefits.
📄 Apply for retirement benefits from your employer's plan.

For more details:

How to transition to retirement Set yourself up for a fulfilling retirement by evaluating your finances before the transition.

Benefits and savings plans can help your business not only attract top talent, but also keep employees. Canada Life has business solutions for businesses of every size. Click here to explore and reach out if you have any questions.

Business solutions Business owned insurance provides a one-time payout to your company if you, your business partner or key employees die. It can help cover business debt, overhead expenses or a partner buy-out.

If you rent in Quebec, chances are that at some point, you’ll move on July 1, Moving Day! Here are some tips to prepare yourself for the big day:

What is Moving Day in Quebec? If you live in Quebec and rent your home, chances are that at some point, your lease will end on June 30 and you’ll move on July 1, Moving Day.

Cope with change in a healthy way by:

🔁 Creating a routine
😌 Carving out downtime
✅Reflecting on what’s going right

For the full list of tips:

Coping with change The COVID-19 pandemic changed the way of life for most Canadians, and change remains constant. Learn some tips and tricks you can use to cope.

Different pre-payment and payment frequency options may help reduce your mortgage costs. Here’s how:

Reducing the borrowing costs of your mortgage As housing in Canada keeps getting costlier, there are ways you can save on your mortgage to maximize every dollar you make.