03/01/2022
****Reminder**** Today is the deadline for RSP contributions- Have you made your RSP contribution for the 2021 tax year? Feel free to reach out to me directly at 778-679-1307 or at [email protected] and I will do my best to fit you in before the cut off!
Steve Melnick, PFP, CFP - Financial Planner, RBC Financial Planning
[email protected]
http://www.rbcroyalbank.com
08/30/2019
I’m a huge believer in having a financial plan and a balance that works for you. A financial plan should be an ongoing exercise that keeps you excited about what you can accomplish but also realistic and prioritizing goals.
Helpful details below.
Retirement "Planxiety": Find Balance and Plan for Your Future
Getting ready for retirement can be a dizzying prospect, but facing your financial fears might be just what you need to find solid ground.
07/16/2018
The importance of investing in the last leg of the bull market. Great quick to read article that can help give perspective on market timing.
http://funds.rbcgam.com/pdf/investing-during-the-last-leg-of-a-bull-market.pdf
funds.rbcgam.com
07/16/2018
The age old question, should you pay down your mortgage or invest in RRSPs? See how RBC helped one couple make the right choice.
Should You Pay Down Your Mortgage or Invest?
While saving for retirement and reducing mortgage debt will both increase your net worth, the right choice can put you further ahead. An RBC Financial Planner can help you make the best move.
02/03/2018
What’s in store for investors this winter? Check out RBC Global Asset Management’s quarterly Global Investment Outlook. Watch the videos:
www.rbcgam.com
10/28/2017
Inflation may not be a big concern now, but over 30 years it can have a big impact on your savings. Learn more.
Outpacing Inflation
Check out this article from RBC Global Asset Management's Retirement Resource Centre http://www.rbcgam.com/retirement-hub/outpacing-inflation.html
10/28/2017
Bank of Canada maintains overnight rate target at 1 per cent
Bank of Canada maintains overnight rate target at 1 per cent
The Bank of Canada today maintained its target for the overnight rate at 1 per cent. The Bank Rate is correspondingly 1 1/4 per cent and the deposit rate is 3/4 per cent.
09/30/2017
Funding Your Retirement Using Your Home
Funding Your Retirement Using Your Home | Planning for retirement | GetSmarterAboutMoney.ca
According to an OSC Investor Office survey, nearly half of pre-retired Ontario homeowners age 45 and over are relying on the value of their home increasing to fund their retirement. It’s easy to see why—a home is the most valuable assetAsset Something of value that a company or an individual owns or...
08/31/2017
The rules of retirement are changing. But does this mean you have to work longer?
Reinventing Retirement in Canada: Does Living Longer Mean Working Harder?
Are the rules of retirement changing? Many Canadians are now looking at their later years as a time of personal and professional growth.
08/16/2017
5 simple steps to figure out what you’ll need to save for retirement
Figure out what you’ll need to save for retirement in five simple steps
Here’s one way to arrive at a ball park figure for your own circumstances