11/28/2022
Nov 30th 2:10 PDT Online Wills Presentation -
Colin S. Ritchie Lawyer and Financial Planner
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We help you achieve your financial goals by reviewing your current status, setting goals,providing r
CSR Financial & Legal Services help you achieve your financial goals by reviewing your existing picture, providing a series of recommendations and assist you in take the right steps, whether you want issue-specific advice on a one-off basis or comprehensive ongoing support. When possible, I try to sell flat fee services, although more complex matters require hourly billing. Although I don’t sell i
11/28/2022
12/05/2021
How to Turbocharge the Benefits and Minimize the Drawbacks of RESPs -
How to Turbocharge the Benefits and Minimize the Drawbacks of RESPs
12/05/2021
Check out my latest article on education funding
What To Do If Your Kids Aren’t Too Cool For School: Educational Funding Strategies for Tax Stingy Families It takes a lot to pay for an education these days, without even considering all of the bonus expenses in addition to paying for tuition and textbooks. And it’s been getting harder. Tuition costs ha…
09/29/2021
Warming Your Children's Hearts Through Estate Freezes: Advanced Strategies for Lowering Your Final Tax Bill -
02/16/2021
Purchasing and funding a home is one of the most significant financial decisions you will likely ever make. Knowing the ins and outs negotiating and selecting mortgage terms can make a profound difference to your financial future. It’s not as sexy as talking about that junior mining stock you purchased that quadrupled in value or how you saved thousands in taxes through clever tax planning (okay, perhaps that’s not so sexy), but locking in the best mortgage for you and your situation, then managing it properly going forward can have as big an impact or more on your future success, if not more....
Putting The”More” into Mortgage – How to Best Choose, Arrange and Structure Real Estate Loans Purchasing and funding a home is one of the most significant financial decisions you will likely ever make. Knowing the ins and outs negotiating and selecting mortgage terms can make a profound dif…
02/06/2021
Introduction Today’s introduction will be short and sweet, as I think the title above and definitions below largely speak for themselves. My goal today is to provide with a glossary or cheat sheet you can use when learning how to speak Mortgage in order to hopefully guiding you towards making the most informed decision possible about the best mortgage for you and yours....
Definitions for a Surprisingly Long List of Key Mortgage Terms and Insight into How They Might Impact Your Mortgage Choices Introduction Today’s introduction will be short and sweet, as I think the title above and definitions below largely speak for themselves. My goal today is to provide with a glossary or cheat sheet …
01/30/2021
Imagine ordering a large drink late in a steamy August afternoon after just completing a day’s toil in the sun. After several thirsty minutes waiting, watch in rapturous delight as the waitress finally brings over a tall, frosted glass, beaded with moisture . . . only to discover that it’s mostly ice. For lawyers and financial planners like me, that’s what I see when calculating actual size of the estate many of my clients will leave to their heirs after paying taxes....
Warming Hearts Through Estate Freezes Imagine ordering a large drink late in a steamy August afternoon after just completing a day’s toil in the sun. After several thirsty minutes waiting, watch in rapturous delight as the waitress fin…
01/27/2021
Should You Break Your Mortgage? If So, How Can You Minimize Penalties? -
Should You Break Your Mortgage? If So, How Can You Minimize Penalties?
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