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Have you heard of "subscription creep"?

It's easy to forget about those small monthly charges, but these can all add up to a substantial collective bill each month. Take a peek through your credit card statement and identify these charges, then assess if you're still using them.

It's like spring cleaning for your subscriptions, and you might just find some hidden cash to spend (or save) elsewhere!

The social media trend no one saw coming: financial advice.

FinTok is a TikTok community, comprised of creators, influencers and even financial institutions that share content around investing, budgeting, debt and more.

Learn more about why this community is so popular among Gen Z and Millennial users: https://heyor.ca/YQhOaq

Our only source of compensation is directly from you, so we provide truly unbiased advice.

Many financial advisors are salespeople, working for a financial institution, so the products they are selling you actually benefit them. We work in your best interest, always.

Book an initial consultation here to learn more: https://heyor.ca/JgA49W

Looking to upgrade your rental apartment this year? 🏡

This free calculator can help you determine how much rent you can afford: https://heyor.ca/970TnE

Fresh off the heels of Black Friday, Cyber Monday and Boxing Day, the consumerist season has been more aggressive than ever this year.

Influencer marketing is a major player in many brands' marketing tactics, convincing their audiences to buy the latest and greatest trends. But an unexpected player has entered the influencer space—the deinfluencer.

Learn how this budget-friendly social media movement could be helping to counterbalance influencer culture and encourage saving that hard-earned money.

Understanding the Deinfluencing Trend and Why it Matters Explore the rise of the deinfluencing trend and how it is reshaping influencer marketing with a focus on authenticity and transparency.

How do you know if the time is right to make the biggest purchase of your life?

There are a number of financial considerations, but the earlier you start preparing, the better position you'll be in when you are ready.

Here's a quick guide from the Financial Post to get started, and book an appointment with one of our advisors to start working on a personalized plan: https://heyor.ca/PutaXV

Dry January could have an added fringe benefit! 💴 🍷

The Financial Effects Of Dry January: Could Cutting Alcohol Save Money With the rising cost of alcohol and the extra spending it often entails, cutting out alcohol could save you hundreds or even thousands over the course of a month or year.

Are you determined to make 2026 your best financial year yet?

Here are some ideas to get started on the right fiscally-responsible foot:
✔️ Review last year's finances to identify wins and opportunities
✔️ Make a list of your financial goals, ensure they're time-bound and specific
✔️ Create a budget and an action plan to accompany it
✔️ Automate your savings contributions
✔️ Consult with an expert to expand your financial literacy and establish a long-term plan to reach your goals

We can help with the last point.
Get in touch with us here: https://heyor.ca/ZcLHWS

Wishing our clients, colleagues and partners a very happy New Year! 🍾

Now is a perfect time to assess and set some financial goals for the year ahead!

Get in touch with the Chalten team for expert guidance in your financial planning and investing management, and get ready to crush those 2026 goals.

7 tips to give yourself a financial restart this new year The start of a new year is the perfect time to take control of your finances and set yourself up for success, says personal finance contributor Christopher Liew in a column for CTVNews.ca.