With a career that spans across 30 years in financial services, James was able to bring his experience and knowledge to Canada in 2008, after moving from London England to Thompson Manitoba, before settling his family in Winnipeg. A Christian, married to Jordan and the father of four children and in his early 50’s, he currently supports the Canadian Life and Health Insurance Association and has an active role in the work they do supporting the Canadian Financial Literacy leader Jane Rooney and her task force. At iPlan Financial we believe the financial planning process should be tailored to the individual, couple or family, it should designed and constructed to meet the values and priorities of each individual need. We believe sound financial decisions begin with childhood education and we want to help each individual and family work towards this achievement. iPlan Financial offers an informal approach to planning for your future being the facilitator or “money coach” to help you reach your aspirations. iPlan Financial know is it crucial to understand you, your current financial circumstances, your values and your priorities to build you a plan to call your own. It is never to early, it is never to late, our process is simple, work with us and follow these steps
Make a commitment to start your plan
Find Balance
Be aware of what you’re earning, spending and saving. Be especially conscious of accumulating debt, which can weigh you down for years to come. Go for your goals
Set life goals for the next several years as well as far into the future. Consider the various aspects of your life and both needs and wants
Develop good habits
By starting and getting expert advice, you’re cultivating valuable financial behaviors that can last a lifetime. Make them stick by committing to change and focusing on why you’re doing what you’re doing. Plan for both, the future and the not so fun stuff
Life has its ups and downs. Be sure you target your dreams, like a car or house, along with preparing for Plan B with contingencies like an emergency fund
Stay the course but be flexible
Even when you feel overwhelmed by the different areas of your financial life, stay focused on your goals and the plan you’ve developed with your financial planner. When your lifestyle evolves or you hit major milestones, it’s probably a good time to check in with your planner to ensure your plan reflects your changing reality. Celebrate Success
Congratulate and reward yourself when you achieve a milestone goal, like paying off your student loan. With an ongoing commitment to review your goals you can truly can say iPlan! Do not be thinking a year from now " I wish I had started today"
