Genoeyouradvisor

📊 Weekly Industry Insight (Wealth Management | Canada)

A few key themes stood out this week that every advisor—and investor—should be paying attention to:

1️⃣ Clients are staying invested (and benefiting)

Strong bank earnings, particularly in wealth management, show continued growth from both market performance and net inflows. Investors who stayed disciplined are being rewarded.

2️⃣ Personalization is no longer optional

Over 60% of high-net-worth investors feel their advice isn’t tailored enough. The shift is clear:
👉 From product-based → to planning-based advice
👉 From generic portfolios → to customized strategies

3️⃣ Markets are strong… but risks are rising

We’re seeing a unique environment where:
- Equity markets are performing
- Earnings are resilient
- But underlying risks (valuations, geopolitics, interest rates) remain elevated

💡 What this means for investors:

The biggest risk right now isn’t the market—it’s behaviour.

- Staying invested matters
- Having a clear plan matters more
- And sticking to it matters most

🧠 Bottom line:

In today’s environment, success isn’t about predicting markets—it’s about building a system that works through them.

If this resonates, it may be time to revisit your financial plan and ensure it’s aligned with your long-term goals.

👉

TvH Financial TvH Financial in Canada offers expert financial management services. Book an appointment for tailored advice today!

Read our recent newsletter: The Family Money Conversation Nobody Has - Until Someone Dies

Prevent Inheritance Nightmares: Act Before It's Too Late Email from TvH Financial Don't Leave Your Loved Ones in the Dark - Plan for Peace and Clarity. The Family Money Conversation Nobody Has Until Someone Dies Most families are unprepared for the realitie

"Family money conversations no one wants to have until it’s too late—sound familiar?"

Drop a 🔥 if you’ve seen this happen firsthand.

Talking about estate plans, wills, and inheritance isn't easy, but avoiding these talks can cause chaos after someone passes away.

When my stepdad died unexpectedly, it revealed how many families are unprepared—no will, no plan, just confusion. This isn’t just about money; it’s about control and reducing family stress in tough times.

Instead of waiting for a tragedy, sitting down now and having honest conversations can save your loved ones from years of legal battles and headaches. Want resources to start that talk?

Worth thinking about.

What’s a question you’d ask your family about this?

Reach out to tvhfinancial.ca OR rewatch our podcast on our YouTube Channel: https://conta.cc/4wTaiFP

#114 | The Family Money Conversation Nobody Has — Until Someone Dies The conversation delves into the importance of family money conversations and estate planning, highlighting the lack of preparation and understanding among i...

The money conversation nobody wants to have…
…until it’s too late.

What happens to your money, your home, your legacy…
when life takes an unexpected turn?

Most Canadian families avoid this conversation.

And because of that, they leave behind confusion, stress, and unintended outcomes.
⚠️ Don’t let that be your family’s story.
Join us for a powerful (and eye-opening) webinar:
🎯 “The Family Money Conversation Nobody Has — Until Someone Dies”
📅 May 25 | 4:00–5:00 PM
Hosted by the team at TvH Financial
✅ Protect your family from unnecessary stress
✅ Make your wishes clear and actionable
✅ Take control of your legacy today—not later
This isn’t just financial planning…
👉 It’s peace of mind for the people you love most.

🚀 Ready to take action?
👉 Save your spot now (https://conta.cc/4f1Tw0V)
OR
👉 Visit tvhfinancial.ca to book a conversation and start building your plan today

💡 Because the best gift you can leave your family…
isn’t just money—it’s clarity.

⚠️ The Conversation Families Avoid… Until It’s Too Late

Most families don’t talk about money.

Not really.

Not about inheritance… estate plans… or what actually happens when someone passes away.

And yet—
💥 Over $1 trillion is currently being transferred between generations in Canada
💥 More than 50% of families haven’t had a single meaningful conversation about it

That silence can lead to:
❌ Family conflict
❌ Unexpected tax burdens
❌ Confusion, stress, and broken relationships

🎙️ Join Us: Money Mindset Mastery Webinar
“The Family Money Conversation Nobody Has — Until Someone Dies”
🗓 May 25, 2026
⏰ 4:00 PM – 5:00 PM
🎤 Hosted by TvH Financial

🔍 In This Session, You’ll Discover:
✅ Why families avoid these conversations—and how to break the cycle
✅ What really happens when an estate is settled (taxes, probate & surprises)
✅ Proven strategies to protect wealth and avoid conflict
✅ How to start the conversation with confidence (without the awkwardness)

👥 Who This Is For:
Parents. Adult children. Business owners. Advisors.
👉 Anyone who wants to protect their family, their wealth, and their legacy

💡 Why This Matters Now:
The biggest financial mistakes aren’t just about investing…
They’re about miscommunication, assumptions, and lack of planning.
The families who prepare early?
👉 They create clarity
👉 They reduce stress
👉 They preserve relationships AND wealth

🚀 Take Action Today:
🎟 Secure your spot now: https://conta.cc/4f1Tw0V

Spots are limited—and this is one conversation you don’t want to delay.

🤝 Ready to Go Further?
At TvH Financial, we help families turn these important conversations into clear, actionable plans.

📩 Reach out today to build a strategy that gives your family confidence and peace of mind.

🔁 Know Someone Who Needs This?
Tag them. Share this. Start the conversation. 👇

TvH Group specializes in tax planning through Individual Pension Plans and Retirement Compensation Arrangements. Our experts provide personalized advice to help business owners and high-income individuals maximize tax efficiency and secure their financial future. Let us guide you in implementing strategies that align with your overall financial goals.
https://conta.cc/4dnkej9

Unlock Tax Planning Benefits Email from TvH Financial Discover IPP's and RCA's           Tax Planning TvH Group offers expert guidance on tax planning with Individual Pension Plans and Retirement Compensation Arrangements, helpin

The Family Money Conversation Nobody Has — Until It’s Too Late

Let’s be honest… most families avoid talking about money, inheritance, and estate planning.

Not because it isn’t important—but because it feels uncomfortable.

But here’s the reality 👇
Over $1 trillion is currently being transferred between generations in Canada, and more than 50% of families haven’t had a clear conversation about their estate plan.
That silence can lead to:
❌ Confusion
❌ Family conflict
❌ Unexpected tax consequences
❌ Wealth erosion
👉 It doesn’t have to be that way.

🎙️ Join Our Upcoming Webinar:
The Family Money Conversation Nobody Has — Until Someone Dies
🗓 May 25, 2026
⏰ 4:00 PM – 5:00 PM
🎤 Hosted by Jim, Ryan, Eric and Denis

✅ In This Live Session, You’ll Discover:
✔ Why families avoid these conversations—and how to approach them confidently
✔ What actually happens when someone passes (taxes, probate, and surprises)
✔ Proven estate planning strategies used by financially organized families
✔ How to start the conversation in a way that feels natural and not overwhelming

👥 Who Should Attend:
• Parents who want to protect their legacy
• Adult children planning ahead
• Business owners thinking about succession
• Anyone who wants clarity, confidence, and peace of mind

💡 What You’ll Walk Away With:
✅ The biggest estate planning mistakes—and how to avoid them
✅ Practical tools to organize and communicate your wishes
✅ Clear next steps you can take immediately to protect your family

🚀 Take Action Today
Your family deserves clarity—not confusion.

👉 Register now to secure your spot and receive exclusive resources
https://conta.cc/4f1Tw0V or visit tvhfinancial.ca

📩 Want a personalized conversation instead?
Reach out to our TvH team directly—we’re always here to help you make smarter, more confident financial decisions.