Prosper Canada

Thinking about investing for the first time? �

Start with the basics:

� Know what you can realistically invest
� Set clear goals
� Diversify your investments
� Watch for scams and “too good to be true” opportunities
� Check registration before investing
� Understand the fees
� Let your long-term plan — not your emotions — guide you

More on how to make a plan that fits your goals as a new investor via GetSmarter AboutMoney.ca � https://bit.ly/3SD9x4B

Want to feel more confident about your money?

� McGill University Personal Finance Essentials is a free, online course designed to help you build the knowledge you need to make smarter financial decisions—from budgeting and borrowing to real estate, investing, saving and retirement planning.

Taught by professors from McGill University’s Desautels Faculty of Management, the course is open to everyone.

Take a few hours to invest in your financial knowledge—and build skills that can last a lifetime �
https://bit.ly/3Urx9cU

Sometimes, improving your finances starts with one simple realization that changes how you see your money.

This Credit Canada resource brings together stories, insights, tips and tools to help you identify that moment—and turn it into one practical step forward.

� What’s your financial lightbulb moment? � https://bit.ly/3SKI5So

Think something went wrong with your investment service? Don’t assume there’s nothing you can do.

You have the right to raise a complaint if you’re not satisfied with a financial product or service from a CIRO-regulated investment firm. The complaint process is there to help clients seek resolution—and firms have a responsibility to address complaints fairly and promptly.

Know your rights. Know the process. Speak up.

� Explore this CIRO / OCRI resource for more details � https://bit.ly/4gsUR0T

Not every investment complaint falls within CIRO / OCRI's jurisdiction.

If your concern involves a securities issuer—or its directors, officers or employees—CIRO may not be the right place to turn.

This resource is for anyone supporting clients with investing concerns, complaints, fraud or scams, and explains what options may be available when a complaint falls outside CIRO’s mandate.

Read it here � https://bit.ly/3S6PSK6

September is a great time to reset, and that includes your finances too 💸

United Way of Bruce Grey recently shared practical ideas from our Financial Empowerment Toolkit for taking control of your finances, planning for upcoming expenses and making saving more manageable.

As we head into a new month, check out their post to help you get organized.

#Financial Friday: Give Your Finances a September Reset - United Way of Bruce Grey September often feels like a fresh start. Summer vacations are wrapping up, kids are heading back to school, routines are returning, and fall is just around the corner. It’s also a great time to give your finances a quick reset. Summer can come with extra expenses, from travel and entertainment

Would you rather have $50 today or $75 next month?

Our brains often favour the reward we can have right now—even when waiting could leave us better off. This is known as present bias, and it can influence everything from spending to saving and financial planning.

Understanding this behaviour is one step toward making more intentional financial decisions � https://learninghub.prospercanada.org/knowledge/living-for-today/

via GetSmarter AboutMoney.ca

We’re grateful to Think Like a Business, WILIM Media House, HB Studios and everyone who joined them in May to support us.

Their community is bringing more attention to financial well-being—and showing how small acts of support make a real difference.

https://bit.ly/4zkpBsh

A household budget doesn’t have to be complicated.

Start by looking at how much money comes in each month and where it goes. Then build a plan that covers your essentials, debt payments and other spending in a way that works for your household.

Credit Canada's step-by-step guide shares practical tips for creating a budget you can actually stick with https://bit.ly/4cp3VS0

We are pleased to welcome Rebekah Smylie to Prosper Canada as Director of Frontline Programs.

Rebekah brings deep experience in financial empowerment, financial coaching, debt counselling, team leadership and systems change. Most recently, she led financial empowerment services at West Neighbourhood House and along with her team, helped thousands of people access tax filing support, benefits, financial counselling and education.

She is also a respected trainer, advocate and sector leader who has worked closely with community organizations, governments and financial institutions across Canada.

We are excited to have Rebekah bring her experience, practical knowledge and commitment to improving financial well-being to Prosper Canada.

Welcome to the team, Rebekah!