Siamak "Mak" Namazee CFP PFP - Financial Planner, RBC Financial Planning

These steps can help to simplify your journey to owning a vacation property in the Caribbean.

5 Essential Steps to Buying Your Caribbean Dream Home Buying a home in the Caribbean may seem like a daunting process as there are many factors and options to weigh including where and what kind of property to buy. Plus, the requirements and processes for purchasing a home often vary by country in the Caribbean.

Take a look at how investing in global bonds can help reduce risk and offer more opportunities for diversification.

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The principles of successful investing have been tested over time. RBC GAM Senior Portfolio Manager Sarah Riopelle breaks them down in this educational article.

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Canada’s non-profit sector is facing growing pressure as organizations respond to rising community needs while navigating workforce shortages, funding instability and economic uncertainty. From talent retention to digital resilience, RBC says its new Stronger Nonprofits Program aims to help support that work.

RBC commits $8 million to help grow Canadian non-profit capacity amid economic pressures – Future of Good From talent retention to digital resilience, RBC says its new Stronger Nonprofits Program aims to help support that work.

Did you know that since 1950 the broad U.S. equity market has set 1,250 all-time highs along the path to its current level. That’s an average of over 16 every year. Learn more:

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Why invest abroad? You can gain exposure to sectors that are underrepresented in your home country and diversify your sources of returns.

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You can preserve family harmony and your wishes for your estate with careful planning and open conversations. Here are five tips to help avoid family conflict.

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Canadian homebuyers get cold feet, sellers out in force in January.

Canadian homebuyers get cold feet, sellers out in force in January Last month was the second weakest start to a year since the global financial crisis with home resales falling 5.8% from December, and a steep 16.2% from January 2025.

Did you know 97% of investment opportunities exist outside of Canada? This article from RBC GAM includes a short questionnaire to help you see where you hold your wealth.

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BC’s property tax deferral program is a powerful tool for seniors — but recent interest changes have a much bigger long-term impact than most people realize.

Here’s a simple example based on a typical homeowner:
• Starting property tax: $3,000
• Increases: 2% per year
• Time horizon: 20 years
Total property taxes billed over that period: ≈ $73,000

Now compare the financing cost of deferring those taxes:

Old structure (Prime – 2%, simple interest)
Total cost ≈ $95,900

New structure (Prime + 2%, compounded monthly)
Total cost ≈ $145,000
➡️ That’s ~$50,000 more paid — on the exact same taxes.

The difference isn’t just the rate.
It’s the shift from simple interest to monthly compounding.

Over long periods, compounding dramatically increases the cost of carrying deferred taxes — which can materially affect:

• Estate values
• Retirement cash flow
• Decisions around downsizing or accessing home equity

For BC homeowners and their families, this is no longer a small technical detail — it’s a major planning consideration. If you are using (or considering) the BC property tax deferral program, it’s worth revisiting the strategy under the new interest structure.
The math matters more than ever.

Assumptions: constant interest rates for illustration, new deferrals only, and 2% annual property tax increases. Actual outcomes will vary based on changes to prime rate, existing deferred balances under prior terms, and individual eligibility limits.