Shawn Malvern, Assante Wealth Management

Wishing everyone a safe and happy Labour Day weekend!

As summer comes to a close, we hope you have the chance to relax and enjoy the long weekend with family and friends.

To all students heading back to college or university, we wish you safe travels and all the best for a successful year ahead. 🎓📚

Thank you to our clients, friends, and community for your continued support and trust—it is truly appreciated.

Have a wonderful and safe Labour Day weekend!

Thank you for the thoughtful review and kind words.

I truly appreciate your trust and the opportunity to support you with your financial goals. It’s always a pleasure to be a resource for my clients and provide guidance when needed.

Stick with your plan!

Whenever there’s significant upheaval—whether it’s a war, pandemic or economic shock—many investors wonder whether they should stop regular contributions or sell investments. Both approaches can leave you worse off. Read more about why sticking with your financial plan is generally the way to go.
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Back to School, Back to Planning 📚🎒

As summer winds down and a new school year begins, it’s a great time to get organized—not just with school supplies, but with your financial goals too!

From RESP contributions and education savings to reviewing your family’s budget and long-term financial plan, a little planning today can help set your family up for success tomorrow.

📚 New school year. New goals. Same focus on building a brighter financial future.

If you have questions about your RESP or want to make sure your education savings plan is on track, we’re here to help!

A very helpful support for businesses.

Did you know we offer free business consulting? 🤝

Our business advisors at the Stratford Perth Centre for Business are here to support you throughout your entrepreneurial journey, whether you're launching a new venture, navigating a challenge or planning your next phase of growth.

No cost. No catch. Just experienced advisors ready to help.

📩 Book a consultation today at https://bit.ly/3oJV4R6

A TFSA is one of the most flexible and valuable savings tools available to Canadians. Whether you're saving for a home, a vacation, retirement, or simply building your wealth, any investment growth and withdrawals are tax-free.

Many people think a TFSA is just a savings account, but it can also hold investments like mutual funds, ETFs, stocks, and more—giving your money the opportunity to grow over time.

Not sure if you're making the most of your TFSA contribution room or investment options? We'd be happy to help you explore how a TFSA can fit into your overall financial plan.

Reach out today to book a conversation.

What are you using your Tax-Free Savings Account (TFSA) for? There’s no wrong answer. Whether you’re saving for a first home, education, retirement or all of the above, you can benefit from a TFSA’s tax-free growth and tax-free withdrawals. Explore how this flexible account helps people in every generation realize their goals.
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An Important Update for Assante Clients

We know that changes, especially when they involve your finances can sometimes feel unsettling. That's completely understandable.

Over the coming weeks, you may notice updates to the Assante Client Portal, account statements, and, for some clients, new account numbers as CI Assante completes a major technology conversion.

While the scale of this transition is significant, the objective is simple: to create a stronger foundation that better supports advisors, their teams, and, most importantly, you. These enhancements are designed to improve the client experience and support the way we serve you for years to come.

Throughout this transition, one thing remains unchanged: our commitment to providing the personalized advice, guidance, and service you've come to expect.

If something looks unfamiliar or you have any questions, please reach out. We're here to help every step of the way and appreciate your patience as these improvements are put in place.

As our offices are located in downtown Stratford, we’d like to share this important information with our neighbours and visitors. Please take a moment to review Stratford’s smoking bylaw.

Multiple choice question:

Smoking and va**ng are not permitted in which of the following public places in Stratford:

a. City parks and playgrounds
b. Market Square
c. Transit shelters
d. Public washrooms
e. All of the above

The answer is (e), all of the above.

These are just a few of the public places where smoking is prohibited.

For a complete list of smoking regulations and restricted areas, please see the City of Stratford’s Smoking in Public Places By-law at https://www.stratford.ca/inside-city-hall/by-laws/ (174-2003)

The provincial government also lists places where smoking is prohibited on its website at https://www.ontario.ca/page/where-you-cant-smoke-or-vape-ontario

Questions? Please contact Huron Perth Public Health at 1-888-221-2133 extension 3730.

For enforcement, contact a To***co Enforcement Officer via email at [email protected] or [email protected] or by phone at 519-276-0157.

Huron Perth Public Health
Stratford Police Service
Downtown Stratford BIA

As RESP season approaches, it's the perfect time to invest in your child's future.

Every contribution you make today can help create more opportunities tomorrow. Plus, eligible families can benefit from valuable government grants that help your savings grow even faster.

Whether you're just getting started or looking to maximize your RESP contributions before the deadline, now is a great time to review your education savings plan.

Have questions about RESPs or want to make sure you're getting the most out of your plan? I'm here to help!