Before you buy shiny software, launch huge marketing campaigns, or set aggressive sales goals, you need a clear, realistic budget. 🎯
Creating a budget isn't about restricting your growth—it’s about defining your baseline. Knowing your exact monthly operating costs, expected overhead, and revenue targets gives you a roadmap for every single business decision you make. 🛣️
Build the blueprint first, and the sustainable growth will follow! 🏗️💸🚀
Cloud North Bookkeeping & Tax
Cloud North Bookkeeping & Tax helps small business owners in St. John’s and across NL with CPA-led bookkeeping, tax, and advisory. I’ve truly seen it all.
Gain clarity in your numbers and confidence in your business with Cloud North. My name is Alex Gamboa, founder of Cloud North Bookkeeping & Tax. I have over 10 years of experience in public accounting, starting my career working for a large national firm, moving to small firms, and even running my own firm prior to launching Cloud North. Over the years, I’ve gained diverse experience in external a
“I paid tax installments all year… so why do I still owe money at year-end?” 🤔💸
This is one of the most common questions small business owners ask when looking at their final tax return!
Tax installments are simply estimated prepayments based on your previous year’s income. If your business grew, your revenue increased, or you took on new profitable projects this year, your actual tax liability will end up higher than what those installment payments covered. 📈✨
Think of installments as a deposit toward your final bill—not a fixed rate. Regular monthly bookkeeping keeps your true profits clear so you can adjust your savings before tax day arrives! 🗓️📝
09/05/2026
Having expert financial advice in your corner makes every decision easier. 📞📊✨
Running a business comes with constant financial questions: Is this expense deductible? How should I structure my payments? What should my cash flow target be?
Having open, regular communication about your books bridges the gap between complex tax rules and practical daily operations—giving you the answers you need to move forward with complete confidence! 📲💸
09/03/2026
Managing your business numbers should be as simple as sending a text. 📱
Gone are the days of carrying around shoeboxes of receipts or spending hours tied to a desktop spreadsheet. 🙅♂️📄
Modern financial management lets you review transaction feeds, approve invoices, and check real-time account balances right from your phone. Keeping your records up to date on the go means less time doing admin work and more time growing your business! 🚀
09/01/2026
The best business decisions come from a place of clarity, not guesswork.
When your financial records are clean, compliant, and up to date, you eliminate the constant background stress of "what-ifs."
📊 Clear Profitability: Know exact margins on products and services
🛡️ Audit Safety: Rest easy knowing records meet CRA standards
🎯 Confident Spending: Invest back into your business without risking cash flow
Organized finances don't just protect your money—they give you total peace of mind to focus on what matters most!
Summer in NL moves fast—don't let your bookkeeping fall behind! ☀️🌊💼
Enjoying sunny weather and outdoor time is a must, but seasonal shifts often bring changes in business spending, utility costs, and client activity. 🏖️📲
Tracking your income and expenses consistently through every season keeps your cash flow balanced, so you can enjoy the summer months without worrying about year-end tax surprises! 🕶️💡💸
Are you deducting all of your business subscriptions? 💳📈💡
From cloud software and design tools to professional memberships and industry-related magazines, recurring software and service fees add up fast over the course of a year. 📊
As long as a subscription is directly used to run, support, or grow your business, it’s generally 100% tax-deductible! 📝
Small monthly charges are easy to overlook, but categorizing them properly in your bookkeeping ensures you don't leave valuable tax savings on the table at year-end. 💸🛡️✨
365 days of receipts in one weekend? No thank you. 😅📦🛑
Waiting until the end of the year to tackle twelve full months of bookkeeping turns what should be a simple task into a chaotic, stress-inducing ordeal. 📈💥
When you break your financial maintenance down into quick, monthly check-ins, you eliminate the year-end panic completely. Reconciling accounts regularly takes a fraction of the time, ensures zero receipts get lost, and keeps your finances completely stress-free all year long! 🧘♂️✨💸
08/21/2026
No paper piles, no mystery spreadsheets—just clear financial insights. 📄
Modernizing your financial habits turns bookkeeping from a daunting chores list into a seamless background task. 💻
Knowing your numbers are organized, accurate, and completely tax-compliant lets you enjoy your day with zero financial stress hanging over your head! 💆♂️
Thinking about skipping your mileage log this year? Think again. 🛑
The CRA requires detailed proof for every business kilometer you claim on your taxes. A general estimate won't cut it—they want to see specific records:
📅 Dates of business trips
📍 Destinations and business purpose
🛣️ Kilometers driven per trip (plus total starting/ending odometer readings for the year)
Without a proper log, a routine CRA audit could mean losing thousands in legitimate tax deductions! 📉 Taking a few seconds to log your trips daily saves massive headaches later.
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Location
Category
Contact the business
Address
495 Water Street
St. John's, NL
A1E6B5
Opening Hours
| Monday | 8am - 6pm |
| Tuesday | 8am - 6pm |
| Wednesday | 8am - 6pm |
| Thursday | 8am - 6pm |
| Friday | 8am - 6pm |