Brian Harder - IA Private Wealth Management

I sure hope more companies and CEOs follow what Delta just did for its employees

Delta gave its employees 2 months of extra pay. Here's why that's good business Delta Airlines announced it would pay its employees $1.6 billion in profit-sharing bonuses.

If an investment opportunity sounds "too good to be true", then it probably is...

'The biggest scam on Earth' defrauds Canadians looking for investments W5's Avery Haines investigates an investment scheme that has left a trail of victims who thought they were investing their money, only to discover it was all a scam.

https://ca.finance.yahoo.com/blogs/insight/why-one-in-three-canadians-came-up-short-on-172750162.html

Why one in three Canadians came up short on housing costs last year More than a third of Canadians came up short last year when it came to housing expenses. A study by Manulife Financial found that 37 per cent of Canadians surveyed had failed to make their housing payments at least once this past year and only 40 per cent are confident they’ll have enough savings fo...

Advice After Stock Market Drop: Take Some Deep Breaths, and Don’t Do a Thing The market is experiencing a plunge, but don’t panic. Here are six pieces of advice to help get you through this unstable period.

It's scary to think of the cost of curing various diseases. Critical illness insurance can cover you financially in the event of an unexpected illness.

http://www.thestarphoenix.com/touch/story.html?id=10763225

$61k raised for Sask. man's Malaysian stem cell treatment A 28-year-old North Battleford man plans to head to Malaysia next month for a stem cell treatment he hopes will cure his debilitating liver disease.

Just so you know.

If you have insured loans at a bank, you may want to read this. They don't do a medical exam and underwriting on the insurance so you may think that you have insurance but if you die, this is when they look into your medical as well as how you answered the questions (which you probably dont fully understand). This is when they decide whether to pay out or decline the coverage. Dont be fooled.


http://www.thestar.com/business/personal_finance/insurance/2013/12/05/one_couples_97500_life_insurance_mistake.html

One couple’s $97,500 life insurance mistake | Toronto Star A decision by the Ontario Superior Court highlights the importance of correctly answering health-related questions on insurance applications.

If you own a house that has a mortgage this is a MUST READ!!!!






http://www.thestar.com/business/personal_finance/insurance/2010/08/14/which_is_better_term_life_or_mortgage_insurance.html

Which is better: Term life or mortgage insurance? | Toronto Star You've just made the biggest purchase of your life: A new home for you and your family.

If you are in your 40s, you’ll have to put away 15% to 20% of your income for retirement. If you start in your early 20s, you only have to put aside 3% to 5%.

Don't delay... start today!


http://business.financialpost.com/2013/06/01/extreme-saving-setting-a-retirement-goal-of-age-35/

How to retire at age 35 | Debt | Personal Finance | Financial Post The average Canadian saves less than 4% of their income. Find out how Derek Knight and his wife manage to save a whopping 70%, and how he plans to retire at the age of 35