DDL & Co.

Happy Labour Day!
Our office is closed today to honour the workers and small businesses that keep Canada moving. Whether you're taking a well-deserved rest or working through the long weekend, we're grateful for the dedication and hard work of our clients and community.

Q4 is just around the corner.
Now is the perfect time to take stock of where your business stands before the year-end rush begins. A few things worth reviewing this month:
✔ Year-to-date income and expenses - are you on track?
✔ Outstanding invoices - get those collections moving
✔ Tax instalments - September 15 deadline is coming up fast
✔ RRSP and TFSA contribution room -confirm before year-end
The decisions you make this fall can make a real difference come tax season.
Don't wait until December to start the conversation.

https://heyor.ca/30zyz9

September is here, and if your kids head back to school next week, you know these last few days of summer vacation are precious! ☀️
Soak it up. The patios, the late sunsets, the slower pace, enjoy every bit of it.
And once the long weekend is behind us and the back-to-school routines return, remember that a little financial planning now sets you up for a much smoother fall.
Whether it's childcare receipts, school-related expenses, or getting your books in order before Q4, we've got you covered when you're ready.
For now though?
Go enjoy the sunshine. 😊

If your corporation has a February 28 fiscal year-end, your T2 corporate tax return is due this Sunday, August 31.

Late filings can result in potential CRA penalties and interest on outstanding tax balances.

If you haven't filed yet, don't wait until Monday!

https://www.ddlaccounting.com/

Accounting is so much more than debits and credits, and at DDL & Co., that's exactly how we approach it.
For over 20 years, our team has worked alongside business owners in St. Catharines and the Niagara Region to do more than file returns. We help you make sound business decisions, plan for growth, navigate challenges, and build a business that works for you long-term.
Whether you're just starting out, looking to expand, or thinking about what comes next, we're the team in your corner.

https://heyor.ca/UX4CgW

A huge shoutout to Vincenzo D'Amico for passing the CFE exam! Milestones like this don't come easy, they take dedication and hard work. Proud to have you on the DDL & Co. team.

💛 We'd like to take another moment to recognize the incredible sponsors supporting our Designer Purse Bingo in support of Ronald McDonald House Canada.

Community events like this don't happen without businesses willing to step up and give back, and we're grateful for every organization that has chosen to be part of this event.

Thank you for helping us create a memorable evening while supporting a cause that means so much to our team.

Ronald McDonald House South Central Ontario

Your summer activities might have more tax implications than you think! 🌞
Renting out your cottage? Selling an investment property? Picking up freelance work on the side?
These are all conversations worth having before December 31.
The earlier you plan, the more options you have.

https://www.ddlaccounting.com/practice-areas/services/tax-planning-preparation/

Are you still operating as a sole proprietor? As your business grows, it might be time to ask whether incorporation makes sense for you.

Incorporating isn't the right move for everyone, but if you're generating consistent profit beyond your personal income needs, the benefits can be significant. Lower corporate tax rates, limited personal liability, and more flexibility in how you manage your income are just a few reasons business owners make the switch.

Not sure where you stand? That's exactly what we're here for.
Our team can walk you through the numbers and help you make the decision that's right for your business.

https://heyor.ca/UX4CgW