Scrivens Insurance and Investment Solutions

Serving on a board or leading an organization carries personal responsibility. Directors & Officers (D&O) Insurance protects the personal assets of your leaders and executives if they face legal scrutiny or lawsuits.

Why Your Organization Needs D&O Insurance:
- Protects Personal Assets: Protects the personal finances of your leaders.
- Attracts Top Talent: Gives qualified candidates peace of mind to join.
- Supports Non-Profits: Shields passionate volunteers from risk.

Speak with a Scrivens broker to review your coverage at: https://www.scrivens.ca/contact

Make the most of back-to-school season by planning for your child's future. Opening a Registered Education Savings Plan (RESP) early helps build a strong education fund through compound growth and government grants.

Why Start an RESP Early?
- Maximize Grants: Get up to $7,200 in lifetime Canada Education Savings Grant (CESG) money.
- Tax-Free Growth: Investment earnings grow tax-deferred until withdrawal.
- Full Flexibility: Funds cover university, college, trade schools, and more.

Connect with a Scrivens broker today at https://www.scrivens.ca/retirement-planning/resps to explore your options.

Working from home has become a normal part of life for many Canadians, but there's an important difference between working remotely for an employer and operating your own business from your home.

If you're a consultant, freelancer, professional service provider, online retailer, or another type of small business owner working from your residence, your home insurance may not be designed to cover all of your business activities.

Learn more about it on our latest blog:

Running a Business From Home? What Ontario Homeowners Should Know About Insurance Standard home insurance often leaves gaps when running a business from home. Discover how home-based business insurance in Ontario protects your equipment, inventory, and liability.

Ontario non-profits face unique risks that can impact your volunteers, board members, and your mission. From D&O liability to cyber threats, a Scrivens broker can help identify gaps in coverage so you can focus on supporting your community.

Review your options: https://www.scrivens.ca/business-insurance-specialty/non-profit-organizations

As summer winds down and routines start back up, it’s the perfect time to review your insurance. Whether you have a new driver in the family or a child heading off to college, a quick policy update ensures your coverage still fits your changing household.

Speak with a Scrivens advisor to update your coverage today: https://www.scrivens.ca/home-and-auto-insurance/car-insurance

Summer brings unique risks for property managers, from balcony BBQs to AC electrical strains. Protect your rental properties with these proactive steps:

- Enforce clear outdoor cooking rules.
- Provide safe smoking disposal containers.
- Inspect electrical panels to prevent AC overloads.

Mitigate claims and keep tenants safe. Review your property insurance options with a Scrivens broker today: https://www.scrivens.ca/home-and-auto-insurance/home-insurance

Summer is renovation season! Whether you're building a deck, adding a pool or finishing a basement, remember to notify your insurance broker.

Even small updates can change your home's replacement value. Before you start hammering, speak with a Scrivens advisor to ensure your new investment is fully protected.

Explore your options: https://www.scrivens.ca/home-and-auto-insurance/home-insurance

Patio season means more guests, expanded outdoor dining, new equipment, and seasonal staff. As your business grows, make sure your insurance coverage keeps pace with your hard work.

A Scrivens advisor can help review your commercial property insurance so you can focus on serving your customers.

Review your options: https://www.scrivens.ca/business-insurance/commercial-property-insurance

Summer is the ideal time for an RV road trip, but hitting the open road requires careful preparation. Before you head out, make sure to complete a thorough maintenance check and review your RV policy to ensure you are properly protected against unexpected detours.

From liability limits to coverage for your personal belongings and roadside assistance, having the right insurance provides true peace of mind so you can focus on making memories.

Learn more: https://www.scrivens.ca/home-and-auto-insurance/rv-insurance

Summer in Ontario brings warmer weather, but it also marks the start of wildfire season. You can protect your property by clearing dry debris from your yard and gutters, maintaining a clear zone around your foundation, and ensuring your coverage aligns with current rebuilding costs.

Taking these proactive steps provides essential peace of mind so you can focus on enjoying the season.

Learn more: https://www.scrivens.ca/home-and-auto-insurance/home-insurance