Proposaltrustee.com by Doyle Salewski

ProposalTrustee.com – Trusted Licensed Insolvency Trustees helping you become debt-free.

08/05/2025

Can’t Afford Your Mortgage Renewal?

You’re not alone — rates have doubled for many Canadians.

⚠️ Missed payments = risk of foreclosure
⚠️ Higher monthly bills = more credit card debt
⚠️ Second mortgage = high interest (often 12–18%)

What you can do:

✅ Rework your budget
✅ Explore consumer proposal options
✅ Talk to a Licensed Insolvency Trustee before it’s too late

📩 DM us to explore your options in confidence
www.ProposalTrustee.com | Trusted. Confidential. Supportive.

08/04/2025

Here’s what to do:

✅ Stop using the card
✅ Make multiple payments per month
✅ Ask your bank for hardship options
✅ Consider balance transfers or debt consolidation
✅ Talk to a Licensed Insolvency Trustee if you’re overwhelmed

📩 DM us for confidential help
www.ProposalTrustee.com | Trusted. Confidential. Supportive.

08/03/2025

🤔 Who will know if you file for bankruptcy in Canada?

Not many.

✅ Your Licensed Insolvency Trustee
✅ Your creditors
✅ Government (OSB)
✅ Credit bureaus (Equifax, TransUnion)
❗ Employer — only if wage garnishment needs to stop

📉 It won’t go in the newspaper, unless you're a high-net-worth case.

💬 Need help navigating this privately?
DM us. We’ve got your back.

www.ProposalTrustee.com | Confidential. Trusted. Professional.

08/02/2025

🏠 Second Mortgage vs. Consumer Proposal
Which is the safer debt solution for homeowners?

✅ Second mortgages often come with 12–18% interest and require strong credit.
✅ A consumer proposal is interest-free, protects your home, and stops collections.

Real case: Jonas owed $50K—he skipped a 14% second mortgage and saved thousands through a consumer proposal: $835/month, 0% interest.

💬 Need a safer option? DM us to speak with a Licensed Insolvency Trustee.

www.ProposalTrustee.com | Trusted. Confidential. Supportive.

08/01/2025

Nearly 2,200 Business Insolvencies in Just 5 Months (2025)
Between Jan–May 2025, 2,191 Canadian businesses filed for insolvency—+34.7% over the pre-pandemic average.

🔍 Hardest-hit sectors:
▪️ Accommodation & Food Services
▪️ Construction
▪️ Agriculture & Recreation (modest rise)

📊 Despite a dip in May filings, overall numbers remain well above normal, signaling ongoing economic pressure.

💬 Struggling with business debt?
DM us to explore options like restructuring, proposals, or CCAA with a Licensed Insolvency Trustee.

www.proposaltrustee.com | Confidential. Professional. Trusted.