Carmine Maddalena - Advisor, Sun Life

Carmine Maddalena - Advisor, Sun Life

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Financial Dream Solutions is a multi-agent corporation with offices in Kelowna, Penticton, Osoyoos, I am a Sun Life Financial advisor.

I am pleased to be associated with Financial Dream Solutions Inc. These are my personal opinions and do not constitute professional advice nor do they reflect the official position of Sun Life Financial. A clear connection: Your relationship with Sun Life Financial bit.ly/ClearConnection

Advisors and their corporations conduct insurance business through Sun Life Financial Distributors (Canada) In

Sedentary lifestyle: How to get moving and save money 06/12/2024

Do you spend most of your day working at a desk? How about relaxing by bing watching the latest 'it' series? No shame here.. there's tons of great shows out there!

At the end of the day, it's all about balance and keeping your physical health at the forefront. Here's a few reasons why exercise could save you money:

Sedentary lifestyle: How to get moving and save money An inactive, or sedentary lifestyle, with too much sitting and not enough exercise, is bad for you. It can also cost you more on insurance. Visit sunlife.ca to find out why and what you can do about it.

3 guaranteed investment products you need to know about 06/10/2024

Thanks to good nutrition and medical advances, Canadians are living longer than ever before! But, you may be worried if your life savings will last as long as you do.

Meeting with a financial advisor can help you quantify your longevity risk and help you to choose investments to guarantee a steady stream of income.

Here are 3 investment products to consider:

3 guaranteed investment products you need to know about You’re expected to live longer than your parents. Will you have enough retirement income to last for the rest of your life? Learn more about guaranteed investment products.

Top 5 retirement travel tips 06/07/2024

Dreaming of travelling extensively during retirement, but wondering whether you can afford it? The great news is, you can do it!

Here are 5 tips to ensure you're making the best use of your travel dollars in retirement:

Top 5 retirement travel tips Now that you’re retired, you have all the time in the world to travel – but can you afford it? And what about your health? Check our tips for saving money and looking after yourself.

3 reasons to get life insurance in your 20s or 30s 06/05/2024

Building a financial plan can feel tricky, especially when you’re in your 20s or 30s and just starting out. It’s a time where you may be balancing many priorities, like paying debts and planning for your future.

It may feel tempting to put off your financial issues, but here are three reasons why you should reconsider:

3 reasons to get life insurance in your 20s or 30s There are perks to buying life insurance in your 20s or 30s. Find out more.

Seven taxes on investments you need to know about 05/13/2024

It is essential to know and understand the way our savings are taxed to help you avoid any surprises come tax time.

Here are 7 taxes on investments to keep in mind:

Seven taxes on investments you need to know about Understanding the way your savings are taxed will help you avoid nasty surprises at tax time.

When should you start CPP/QPP and OAS benefits? 05/09/2024

Thinking about how you'll support yourself through retirement, all while finding the right balance can be overwhelming.

- Are you better to hold off for another few years? And,
- Is there such a thing as the perfect timeline?

Here’s what to keep in mind before you tap into these pensions.

When should you start CPP/QPP and OAS benefits? You can start collecting your CPP and OAS benefits in your 60s. But is it better to hold off for another few years? Here’s what to keep in mind before you tap into these pensions.

Room for savings: Travel and stay for less 05/07/2024

Despite inflation posing as a hindrance to travel plans, over 69% of Canadians in 2023 enthusiasm for travel remains strong! And nearly 79% of Canadians express intentions to travel outside of their province or territory in 2024.

Discover your accommodation personality and check out these online options to help you stretch your travel budget:

Room for savings: Travel and stay for less Looking to make the most of your vacation budget? Uncover your accommodation personality and explore these online options to maximize your savings.

2024 Canadian Federal Budget: What It Means For You 04/25/2024

The Canadian government released the 2024 Federal Budget today, the annual fiscal and economic report.

Curious what Canada’s budget means for you and your money? Read further for what we feel are some highlights:

2024 Canadian Federal Budget: What It Means For You How will Canada’s 2024 Federal budget impact your money and your budget this year and in the future? We’ve highlighted some key insights.

Taxes and investment income: Which investments can reduce your tax bill? 04/23/2024

When it comes to investment income, how much tax you pay depends on:

- Your personal situation and
- How you structure your investment portfolio.

To help, here are some answers to questions about how and when you pay tax on your investments.

Taxes and investment income: Which investments can reduce your tax bill? Taxes may be inescapable, but your choice of investments can have a huge impact on how much tax you pay.

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8507 Main Street Suite 2
Osoyoos, BC
V0H1V0

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm