OBS Tax Services

Still time to lower your 2025 taxes.

RRSPs.
Spousal RRSPs.
Business expenses.

A few smart decisions before deadlines can make a meaningful difference.

OBS Tax & Financial Services
Clear, accurate, and done right.

Things We Hear Every Tax Season…

“I think I sent everything.”
“I only have one T4… I think.”
“I didn’t make that much from my side hustle.”
“My friend said I can write that off.”

Every year. Without fail.

The good news? We’ve heard it all — and we’re here to sort it out properly.

Tax season doesn’t have to be stressful (or based on friend advice).

For more information, visit our website at:
https://obstax.com/

OBS Tax Services
We’ll help you get it right the first time.

Before the week gets busy, here’s a simple question:

Do you know what category your income falls into this year?

• Employment income
• Self-employment or contract income
• Investment income
• Rental income
• Multiple streams

The type of income you earn affects deductions, credits, and overall tax strategy.

Understanding where you fall makes tax season clearer — and often more efficient.
For more information, visit our website at:
https://obstax.com/

OBS Tax Services
Tax filing is compliance.
Tax planning is strategy.

New Week. New Tax Clarity.

A new week is a good time to check in.

Do you know:
• What slips you’re still waiting on?
• Whether you’ll owe or receive a refund?
• If there are opportunities you haven’t considered yet?

Tax season doesn’t have to feel reactive.
The earlier you understand your situation, the more options you have.

OBS Tax Services
Tax filing is compliance.
Tax planning is strategy.

A tax return isn’t just paperwork its snapshot of your Financial Year

It reflects:
• How you earned your income
• What decisions you made
• What opportunities you used — or didn’t

Two people can earn the same income and have very different tax results.

Why?

Because tax outcomes are shaped by planning, deductions, credits, and timing — not just income alone.

Understanding why you get the result you do is just as important as filing on time.

OBS Tax Services
Tax filing is compliance.
Tax planning is strategy.

Still Waiting on Slips? That’s Normal.

If you’re still waiting on a few tax slips — you’re not behind.

Many T3 and investment slips don’t arrive until late February or even March.

That doesn’t mean you should wait to get organized.

Now is the perfect time to:
-Gather what you already have
-Make a list of what you’re still expecting
-Get ready to book your appointment

Tax season isn’t about rushing.
It’s about preparing early and filing with confidence.

For more information, visit our website at:
https://obstax.com/

OBS Tax Services
Clear. Organized. Done right.

Income Tax Appointment Booking Opens Late February

Tax season is approaching, and we’re getting ready.

We will begin booking income tax appointments in the last week of February.

If you’re planning to file with us this year, now is a great time to:
-Start gathering your slips and receipts
-Watch for remaining documents as they arrive
-Make sure your information is up to date

Booking early helps ensure a smoother, less rushed tax season — for you and for our team.

We look forward to working with you again this year.

OBS Tax & Financial Services

If your tax return feels more complicated than it used to — you’re not imagining it.

Today’s tax returns often include:
• Multiple income streams
• Investment income
• Side hustles or contract work
• Benefits and credits
• RRSP and TFSA activity

What used to be “just a T4” rarely is anymore.

That’s why preparation matters — and why waiting until the last minute can lead to missed opportunities.

For more information, visit our website at:
https://obstax.com/our-services/
OBS Tax Services
Clear, accurate, and done right.

If You Wait Until April, Here’s What Happens…

Waiting until April doesn’t usually mean better results — it usually means fewer options.

What we see most often:
• Missed deductions that could have been claimed
• Rushed returns with little time to review
• CRA letters later asking for clarification or documents

Most tax stress doesn’t come from the return itself — it comes from leaving everything to the last minute.

Starting earlier gives you time to organize, ask questions, and make informed decisions before deadlines.

OBS Tax Services
Clear, accurate, and done right.

Got your T4 already? That’s just the beginning.

A tax return is more than a slip — it’s the full picture:
• Income
• Deductions
• Credits
• Planning decisions

A refund doesn’t automatically mean your taxes were optimized — and owing doesn’t automatically mean something went wrong.
Understanding why you get the result you do is just as important as filing on time.

OBS Tax Services
https://obstax.com/our-services/
Tax filing is compliance.
Tax planning is strategy.