Modern Investing

Back-to-school season isn't just about new backpacks and school supplies. It's also a great opportunity to teach kids how money works.

Three simple lessons to start with:

💰 Needs vs. wants — Not everything we want needs to become a purchase.

🎯 Saving for a goal — Help them choose something they want and work toward it.

📊 Making choices — A budget isn't about saying “no” to everything. It's about deciding what's most important.

Financial literacy starts long before someone's first paycheque.

What was the best money lesson you learned growing up?

Canada and the U.S. are heading into this month with trade tensions still front and centre.

The U.S. recently imposed new 50% tariffs on certain Canadian imports, while Canada has announced retaliatory tariffs on more than 700 U.S. products beginning September 8 ("Canada announces $20bn retaliatory tariffs as US trade war escalates", Financial Times).

For investors, the bigger question isn't simply “What happens next?”

It's how businesses, supply chains and markets respond to a changing trade environment.

Periods of uncertainty are a good reminder of why diversification and a long-term investment strategy matter.

The headlines will change. Your financial goals shouldn't have to. Worried they might? Book a call with Josh Armstrong to discuss your financial plan at https://moderninvesting.ca/reach-us , or email us at [email protected]

You deserve to look forward and enjoy your retirement. Here at Modern Investing we use tailored strategies to ensure you secure a comfortable retirement, all while balancing your income, savings, and expenses.

Give us a call today or contact us to discuss more at https://moderninvesting.ca/reach-us

Investment management doesn't have to be scary. Here at Modern Investing, we do all the hard work for you so you can enjoy your investments without the headache.

We implement diverse portfolio strategies using ETFs, mutual funds, and real estate to maximize your returns with minimal risk.

Visit us at ModernInvesting.ca to learn more today.

Are you still not financially investing in your future as yet? Here are three reasons to!

1. Compound interest helps your investment grow at an accelerated rate.
2. Combat inflation. The earlier you start, the more time your money has to grow. Even small amounts invested consistently can build significantly over decades.
3. Small Contributions add up. Contributing manageable amounts consistently can build strong momentum over time.

Start today! Contact Josh Armstrong today and learn more at ModernInvesting.ca

The main goal of financial planning is to maximize the usefulness of your money. Which just means, as Planners, we try to put money where it needs to be in order to increase your success and happiness long term.

Get started today, it's never too late. Contact Josh Armstrong today at ModernInvesting.ca or send us a message today.

Did you read Canada's economic plan for 2026? I did and here are two takeaway's that stood out to me.
1. Canada’s economy is advancing its plan to diversify markets, build infrastructure, and strengthen domestic industries to support long-term growth.
2. It introduces major new initiatives including a $25 billion Canada Strong Fund to support strategic investments.

Budget Canada released the plan on April 28th, 2026, Building Canada strong for all. Read the PDF here today:https://budget.canada.ca/update-miseajour/2026/report-rapport/pdf/update-miseajour2026-eng.pdf

What is one thing you'd like the government to work on for the Canadian economy?

Attention everyone!
Tomorrow is the deadline for most Canadians to file their taxes. Have any last minute requests? Contact Josh Armstrong directly at ModernInvesting.ca

There are ways to protect yourself from scam but how? Here are some tips to keep in mind:
- Never give out your personal information to an unfamiliar number or email.
- Don't answer unknown calls, instead, call the official source to verify it was them.
- Use multi-factor authentication

For more tips on scams and frauds, you can contact the Canadian Anti-Fraud Centre at https://antifraudcentre-centreantifraude.ca/

Progress Reminder: Perfection isn't the goal, consistency is.

Whether you're saving money or making steps towards your financial security, there's going to be bumps along the road. Keep going, keep your tunnel vision.

If you ever need help sticking with your financial plan, reach out to us at ModernInvesting.ca