Led by William Chan, Modern Vision Planning offers retirement, financial, investment, insurance, and mortgage planning across Mississauga, Toronto, and Oakville Modern Vision Planning is a trusted, Best of Mississauga award-winning financial planning firm offering retirement planning, investment, insurance, and mortgage services across the Greater Toronto Area. Whether planning for retirement in t
he next five years or beginning your financial journey, we develop a clear, actionable roadmap aligned with your goals and lifestyle. Led by William Chan — winner of Best Financial Advisor and Best Insurance Agent/Broker — our team brings together expertise across retirement income planning, RRSP and TFSA optimization, investment management, life and critical illness insurance, mortgage solutions, estate planning, and CPP and OAS guidance. We proudly serve individuals, families, and business owners across Mississauga, Toronto, Etobicoke, Oakville, Brampton, Vaughan, Markham, Richmond Hill, and Scarborough — bringing every financial service under one roof. The Modern Vision Planning team is your trusted local partner in Meadowvale and Lorne Park for every financial milestone.
I love my mortgage rate. I hate my house.
In 2021, the author and her husband secured a low mortgage rate when they moved to Kentucky to be near their family. Five years later, they feel stuck in a humdrum house they don't love because of its affordability. They realize we're fortunate to have a home, but can't help wanting more from the pl...
06/10/2026
How Your Income Stacks Up Against the Top 10% of American Earners
You need at least $210,000 in annual income or at least $1.8 million in net worth to be in the top 10% of U.S. households. A 35-year-old needs around $372,000 of net worth to rank in the top 10% of their peers, while someone in their 50s needs over $1.9 million.