Giselle Totino PFP - Senior Financial Planner, RBC Financial Planning

You can preserve family harmony and your wishes for your estate with careful planning and open conversations. Here are five tips to help avoid family conflict.

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Paying yourself first is the golden rule of savings. Here’s how to use a pre-authorized contribution plan (PAC) to automatically contribute to one of your accounts.

What It Really Means to Pay Yourself First - My Money Matters Learn how to automate your savings to free up time for the things you love.

The Registered Education Savings Plan (RESP) helps you set up saving for a child's post-secondary education, tax-free.

What is an RESP and how does it work?: Key things you need to know about this popular savings tool - My Money Matters The Registered Education Savings Plan (RESP) helps you save for a child's education after high school. Open an account to grow your savings tax-free.

Mutual Funds vs. GICs: these are two popular investment products that can complement each other in a diversified portfolio. Instead of trying to choose to invest in one, there may be a reason to include both, here’s why.

Striking the Right Balance: Why Investors Shouldn't Pit GICs vs Mutual Funds - My Money Matters Full comparison of benefits, fees, risk, taxation, and more. Understand the differences to find the best mix for your financial goals.

A financial planner can help you with understanding the key differences between the different registered investment plans to help meet your specific goals.

TFSA vs RRSP vs FHSA: Your Top Questions Answered Understanding the differences between registered investment plans can help you decide how they can help you meet your goals.

The Canadian banking system is likely different from what you have in your home country. A financial planner can go over some tips on how you can set up your financial foundation in Canada.

Setting up your Financial Foundation: Essential Banking Tips for Newcomers How to build your finances as a new Canadian with a bank account, a credit history, and helpful government programs and investments.

Happy Lunar New Year! Wishing you and your family a year of success and endless possibilities!

Enjoy up to $48 credit card fee annual rebate* on the RBC Signature No Limit Banking account. Visit rbc.com/lunarnewyear to learn more.

*Terms and Conditions apply.

It’s Canada’s Agriculture Day and a month of celebration! Celebrate with us in support and recognition of the hardworking people who bring us the food we love. Thank you to all of our amazing agricultural producers today, and every day of the year.

Find News, Advice and More in The Agricultural Advantage Visit RBC for the latest agriculture news, business tips and ideas for farming operations and explore podcasts that will help you take your business to the next level.

Fixed income investors: How are you balancing stability, diversification, and income in 2026? In this podcast, Stephen Pitts explores bond portfolio construction fundamentals and strategies to capitalize on today's steepening yield curve. Listen now: https://bit.ly/4rJyl6D

When interest rates are high, deciding whether to pay off your mortgage or invest into cash reserves can be challenging. A financial planner can help you make the best move to build your future net worth faster.

Should You Pay Down Your Mortgage or Invest? While saving for retirement and reducing mortgage debt will both increase your net worth, the right choice can put you further ahead. An RBC Financial Planner can help you make the best move.

A financial advisor can play an important role at any stage of your investment journey and here’s why.

Financial Planning At RBC Financial Planning, we look at everything—your goals and priorities, what you have and what you owe—to help you design your financial plan. Let's start a conversation today.