Objective Financial Partners Inc.

Comment tirer le meilleur parti de vos différentes sources de revenu à la retraite?
Découvrez les principales stratégies de revenu de retraite à connaître au Québec.

👉 En savoir plus :
https://zurl.co/jcN4i

Les meilleures stratégies de revenu de retraite au Québec Découvrez comment un planificateur financier indépendant au Québec aide les familles, les professionnels incorporés et les entrepreneurs à prendre de meilleures décisions grâce à des conseils objectifs et une approche à honoraires.

Planifier sa retraite au Québec comporte certaines particularités.

Découvrez six éléments importants à connaître afin de mieux préparer votre retraite.

👉 En savoir plus : https://zurl.co/cDZuP

Planification de la retraite au Québec : 6 particularités à connaître La planification de la retraite au Québec comporte certaines particularités liées au RRQ, à la fiscalité, aux successions et aux programmes gouvernementaux. Découvrez six éléments importants à connaître.

Should you incorporate to avoid CPP contributions?
It's a common question, but the answer depends on much more than CPP.

Jason Heath covers the trade-offs in MoneySense, along with other important considerations business owners should keep in mind when deciding whether incorporation makes sense.

https://zurl.co/kmzTm

Should you incorporate to avoid CPP contributions? Incorporating can eliminate the need to pay CPP contributions if you are self-employed but there are trade-offs that should be considered.

Many Canadians spend decades building up their RRSPs—but few stop to ask an important question:

Can your RRSP become too big? 🤔

It might sound like a good problem to have, but without a withdrawal strategy, a large RRSP can lead to:
• Higher tax bills in retirement
• Old Age Security (OAS) clawbacks
• Larger mandatory withdrawals than you actually need

The good news? With proactive tax planning, you may be able to reduce the tax impact before mandatory withdrawals begin.

▶️ In this video, Nancy Grouni, CFP, PFP at Objective Financial Partners Inc. explains why your 50s and 60s can be the ideal time to develop a tax-efficient withdrawal strategy and why waiting until age 72 could cost you.

https://zurl.co/NWxyc

Can Your RRSP Be Too Big? Build a Tax-Efficient Withdrawal Strategy Before It Could Cost You Many Canadians spend decades building up their RRSPs — but few stop...

Pourquoi Partenaires financiers objectifs a-t-il choisi un modèle de planification financière indépendante?

Dans cet article, nous expliquons pourquoi nous avons fait ce choix et ce qu'il signifie concrètement dans notre pratique.

👉 En savoir plus : https://zurl.co/InaYM

Planificateur financier indépendant au Québec : pourquoi l’indépendance du conseil compte plus que jamais Découvrez comment un planificateur financier indépendant au Québec aide les familles, les professionnels incorporés et les entrepreneurs à prendre de meilleures décisions grâce à des conseils objectifs et une approche à honoraires.

Housing affordability continues to be a major concern for Canadians. A recent survey shows that more than half of respondents who do not currently own a home say they do not plan to buy in the coming year.

Jason Heath, Advice-Only CFP shared his perspective in the article, noting that rising costs are putting additional pressure on renters and saver.

Read the full piece here: https://zurl.co/VyaRl

Over 50% of Canadians who don't already own homes don't plan to buy in the coming year, survey says A majority of people who aren’t already homeowners have no plans to buy a house within the next year, according to a recent survey.

What happens when a major financial decision continues to have implications long after a relationship ends?

Andrew Dobson, advice-only CFP at Objective Financial Partners Inc. shares his perspective in the Financial Post on the financial considerations of buying property with an ex-spouse.

Worth a read for anyone navigating separation, divorce, or shared financial commitments.

https://zurl.co/V9IRA

Would it be a mistake to buy a property with my ex-husband? FP Answers: If co-mingling assets after separation or divorce it is essential to put a clear co-ownership agreement in place. Read on