The Orr Financial Management Group

10/26/2026

Canadian equities returned -1.07% as a gasoline-driven rise in inflation to 3.1%, alongside softer core measures, did little to cool BoC hike bets, though lower Russian crude exports from Primorsk lifted oil and supported a midweek recovery.

Stay informed—Scotia Wealth Management’s latest market news is now on our website.

Market highlights AI jitters and Midde East tensions drive a volatile week Sovereign bonds rally as lenders demand more for risk Economic highlights Energy lifts headline inflation as core pressures cool Soft housing data suggest U.S. real estate market remains under pressure Eurozone consumer confi...

10/23/2026

Preparing the next generation for wealth starts with open conversations today.

You're invited to join Generational Researcher Kim Lear and Scotia Wealth Management’s Michael Sherman to explore family dynamics, financial behaviours and practical ways to build a shared understanding of wealth and responsibility.

Register today: https://weave.bespokeav.ca/webcast/registration/55643b79-4058-42a7-894d-bd272d830598

10/22/2026

What could Canada’s push for business investment mean for investors?

Following September’s Canada Investment Summit, this Scotia Wealth Management report explores how announced tax incentives and investment commitments could influence corporate growth and opportunities across Canadian markets. Originally published earlier in October, the report’s broader discussion of Canada’s long-term investment outlook remains relevant.

Read the report for a closer look at the potential—and the uncertainties that remain.

At a Glance The Canadian government, in conjunction with CPP Investments and PSP Investments, hosted its first-ever Canada Investment Summit in Toronto on September 14–15 2026, drawing investors from nearly 30 countries. The event produced almost $500 billion in newly announced investment commitme...

10/21/2026

Planning for your family’s financial future involves more than just investing. It can also mean understanding how different tax strategies may benefit your family over time.

A prescribed rate loan may help shift investment income to family members in lower tax brackets, but proper structuring and ongoing management are essential.

Read the latest article from Scotia Wealth Management to learn more about the potential benefits and important considerations.

If you have accumulated wealth and family members with little or no taxable income, a prescribed rate loan strategy may be one way to support your family’s tax planning.

10/19/2026

Canadian equities returned 2.96% as early gains in energy faded on rising yields after the U.S. inflation reports, before a sharp Thursday rebound helped recover some of the midweek losses.

Check out the latest market commentary from Scotia Wealth Management on our website.

Market highlights Chip selloff and hot inflation data test risk appetite Inflation surprise and haven demand pull yields in both directions Economic highlights Canadian activity holds up unevenly as inflation risks persist U.S. inflation rebounds as energy surge lifts consumer, producer prices Euroz...

10/15/2026

It has been a longstanding conviction of mine that the digital world we all inhabit has disastrous effects upon our ability to effectively read and retain information.

Not only are we bombarded with news stories of dubious credibility, but the evidence is also compelling that we fail to successfully comprehend – much less distill – much of the mush we’re exposed to anyway.

Read more on our new blog.

It has been a longstanding conviction of mine that the digital world we all inhabit has disastrous effects upon our ability to effectively read and retain information. Not only are we bombarded with news stories of dubious credibility, but the evidence is also compelling that we fail to successfully...

10/15/2026

If your child is starting their next chapter, it may be time to put your RESP savings to work. Before making a withdrawal, this checklist can help you understand:

✔️ Which institutions, programs and expenses qualify

✔️ What you’ll need for valid proof of enrolment

✔️ How RESP withdrawal types differ

✔️ Why timing and tax considerations matter

Our team can help you plan withdrawals to support your child’s education and your family’s financial goals.

Visit our website to read the full article.

If your child is enrolled in a post-secondary education program this year, it’s time to consider withdrawing from your Registered Education Savings Plan (RESP). This checklist outlines which post-secondary educational programs would qualify and can help you determine how and when to draw on the av...

10/14/2026

Earning investment income through a corporation can come with important tax considerations for business owners.

From corporate tax rates to the potential impact on the Small Business Deduction, understanding how passive investment income is taxed can help you make more informed decisions about your business and personal wealth.

ABI is earned from active business operations. Passive investment income generally includes interest, rents, royalties, foreign and Canadian dividends, and capital gains earned from investments in property. Any reference throughout this article to an Opco or Holdco is to a CCPC. For more information...

10/13/2026

Canadian equities returned 0.48% as strong trade data and growth-sector gains supported sentiment, though rising yields, commodity volatility and weaker labour data increased expectations of a more dovish Bank of Canada.

Get up to speed—Scotia Wealth Management’s latest market news is online now.

Market highlights AI optimism gives way to rising yield concerns Bond markets whipsawed by inflation and policy signals Economic highlights Canadian labour market softens further in September U.S. trade deficit widens sharply as services sector continues to expand Eurozone retail sales edge higher a...

10/12/2026

Happy Thanksgiving from our families to yours!