The Orr Financial Management Group

Canada’s counter-tariffs are now in effect, bringing new questions for inflation, economic growth and portfolio positioning.

Explore what the latest trade developments could mean for investors. Read the full article on our website.

Canadian Counter-Tariffs – balancing retaliation and resilience Canada’s counter-tariffs on the U.S. took effect earlier today, and while the Canadian economy has been surprisingly resilient to date, new risks have now emerged. How is Canada’s retaliatory action expected to impact the economy, which factors may help mitigate further escalation, and how may i...

Canadian markets trailed their southern neighbors finishing 0.02% lower as oil-driven swings in energy names and a rate backdrop that turned less friendly after BoC flagged rising inflation risks compounded a soft August labour report.

Check out the latest market commentary from Scotia Wealth Management on our website.

Market Watch This week’s highlights Equity markets whipsawed by central bank signals and payrolls surprise Warsh sets the tone, payrolls have the final say Bank of Canada holds rates steady as labour market cools U.S. hiring rebounds as August job growth tops expectations Eurozone inflation heats up as factory...

Are you a Western University faculty or staff member within 10 years of retirement?

Understanding your pension options and how they fit within your broader retirement plan can help you make more informed decisions as retirement approaches.

On October 14, Mitch Orr and Tyler Orr will host an educational seminar focused on pension and retirement income considerations for Western faculty and staff.

View the event details below and register through our website: https://mitchorr.com/october14/ Limited seating is available.

There is a world of difference between owning a stake in a business and making a speculative investment in it. The former is for professionals. The latter is for amateurs.

Our latest blog post explores the why and when of investing. Visit our website to read more.

Understanding the why and when of investing: As I have written in the past, there is a world of difference between owning a stake in a business and making a speculative investment in it. The former is for professionals. The latter is for amateurs. Thinking like an owner rather than a speculator means shifting your focus from short-term price f...

Registered Education Savings Plans (RESPs) can play an important role in helping fund a child’s or grandchild’s post-secondary education. But their role in an estate plan is sometimes less clearly understood.

This article outlines key estate planning considerations to keep in mind when reviewing your RESP.

Don’t forget about RESPs in your estate plan When it comes to estate planning, RESP assets are often overlooked. This article provides an overview of important estate planning considerations for your RESP.

U.S. equities opened the week on the defensive as broad technology and semiconductor weakness weighed on sentiment ahead of a heavy macro and earnings calendar, before a sharp drop in oil on easing Middle East supply fears fuelled a Tuesday relief rally; gains stalled midweek as a firmer July Personal Consumption Expenditures (PCE) print revived inflation concerns and investors sat on their hands ahead of Nvidia, whose strong outlook, alongside Salesforce’s guidance, drove a broad Thursday advance that consolidated Friday ahead of Warsh’s Jackson Hole address.

We have the latest market news from Scotia Wealth Management on our website.

Market Watch This week’s highlights Tech earnings buoy markets as oil relief offsets inflation caution Trade shock, then inflation: a two-part week for sovereign bonds Canadian GDP beats the odds amid tariff turmoil U.S. inflation holds above target as Warsh signals Fed still has “work to do” Firmer Europe...

As many of my followers know, I have written frequently about the essential unpredictability of the markets. I have referred to them as a complex adaptive system, which roughly means that – unlike the internal combustion engine, for example – their individual parts do not bear an orderly, internally dependent relationship with one another to work.

Another way of putting it is to think of the markets as a body of water, sometimes calm, often turbulent, through which we as passengers on a yacht, make our way. Yachts have guardrails, protective boundaries designed to keep passengers within safe, acceptable, and responsible limits during a voyage. Guardrails in investing is the subject of this blog.

Read more on our website.

9 timeless rules for winning investing’s long game As many of my followers know, I have written frequently about the essential unpredictability of the markets. I have referred to them as a complex adaptive system, which roughly means that – unlike the internal combustion engine, for example – their individual parts do not bear an orderly, intern...

As you age and start thinking more about preserving your wealth and passing it on to the next generation, taking advantage of tax, investment and estate planning strategies become increasingly important.

The following checklist outlines some common planning considerations to think about as you enter retirement. For personalized advice, please reach out to our team.

Wealth planning checklist for seniors The following checklist outlines some common wealth planning considerations to think about as you enter retirement.

The U.S. imposed additional 50% tariffs on approximately $20 billion of Canadian goods, from August 22nd. Canada has pledged to retaliate with its own trade measures two weeks from now, and Trump has threatened 50% duties on autos and parts, and steel on January 1st. Is the latest episode another detour within the broader CUSMA review process, or could it result in a permanent shift in the Canada-U.S. trade relationship?

This report sets out what the measures cover, where it sits in the broader CUSMA narrative, and how it could impact the Canadian and U.S. economies as well as markets and investment portfolios.

Tariffs, Tensions and Trade Talks: Assessing the Latest Escalations in the Negotiation Process The U.S. imposed additional 50% tariffs on approximately $20 billion of Canadian goods, from August 22nd. Canada has pledged to retaliate with its own trade measures two weeks from now, and Trump has threatened 50% duties on autos and parts, and steel on January 1st. Is the latest episode another de...