MGN: Money Guy Now

stment opportunities. Achieve true diversification by exposing your portfolio to a world of opportunity. If you suffer from a lack of retirement planning or have employment that doesn’t offer a pension, then this message is for you. You work hard before retirement and you deserve to take this next step with confidence. The primary problem is the new employment landscape rarely offers their workers Defined Benefit Pension Plans. A company now will contribute or match a set amount with no guarantee what you will get when you retire. Exponentially different. One hands off. One completely hands on. Which are you? You can now create your own pension. With my help. And you need to realize there is a cost to NOT dealing with this. If You Ignore Your Retirement Problem, It Just Gets Worse

What kind of investor are you? Adventurous. Cautious. All investments have risk, some more than others. Regardless what you’re saving for, you want to feel your investments are providing stability in all market conditions while helping you take advantage of growth opportunities. We can help you build a plan, so you can afford the retirement you want. Provide expert advice to help you choose the right investments. It's time to take charge of your money. Ensure your family is taken care of. What most people do when facing low, even no retirement savings is to try shiny new investments that come along. Cryptocurrencies, Cathy Wood ETFs, speculative stocks, NFTs, and the list goes on. But for most people, none of that works.

- They don’t really understand their risk tolerance
- They can’t decide on know when to retire and take CPP
- They don’t really know their tax implications throughout retirement or at death
- They don’t know how to make inflation adjustments when designing an income
- Most people are just not self-directed investors
- And most people can’t afford the time to set this up for themselves

And what happens if you just do nothing? If you keep doing what you’ve been doing? Nothing. You go broke and mutter something about a “bad economy”. How I Can Solve Your Retirement Problem

I’ve got an answer that works. Here’s the story:

You’ve been saving for your future. It’s important to you for your investments to continue to provide long-term, stable growth to help you achieve your goals. But you’re uncomfortable taking on risk with all the market uncertainty. Watching the markets takes a lot of time and energy. On top of that, you’re unsure which investments to choose. Prepackaged investments are within reach to you at your banking institution. Products relentlessly offered to you being offered to you claiming tailored solutions in one-fits-all products with zero customization. A pooled or fund of funds. One investment. One basket. One fund to rule them all. Basic and unequivocally boring. Then I had the idea to create diversified portfolios based on mathematics. Algorithms. less guesswork, and more structure when it comes to investing to help you reach your target. Have experienced professionals take care of day-to-day investment diversification. Monitor and adjust the portfolio as the markets
change. Use sophisticated, modern strategies help you navigate uncertainty, achieve growth and income while reducing risk. Keeping you in the markets, even when they’re volatile. This means a smoother investment experience that will help you reach your goals. Investing doesn’t have to be complicated or unpredictable. It Worked For These People, And It Will Work For You

Our experiences and goals shape each of us differently. We’re unique. So why would we have the same investments as everyone else? It’s time to get more personalized. Here’s what a plan did for this client.

“Having Nic as an investment advisor has been amazing he takes his time to evaluate my portfolio when necessary and he also let me know how the market is doing and re-balance my portfolio when needed. I have had other investment managers in the past who just let my money sit in the account without doing any rebalancing our reevaluation regardless of how the market was doing, they never contacted me but Nic contacts me many times (probably every three months) to see how things are going and where I want my money to go. I am over all very satisfied with his work and I always recommend him to my friends and colleagues.”
- Dorigien

“Really enjoy working with Nic on everything from insurance, to retirement savings and child education plans. He is extremely knowledgeable and his results have proven he is trustworthy.”
- Joe

“My experience dealing with Nic was flawless. He was extremely informative, supportive and organized when dealing with all my questions and investments. He truly looks out for his clients and does whatever it takes to go above and beyond for their success.”
- Jimal

Finally It’s Your Turn

When you become a Canada Life client you’ll join us, and other investors:

- Discover what’s important to you and your family
- Determine what needs to change to achieve your goals
- Create a solid strategy as the guide of your retirement
- Spread your money to create diversification and help manage risk.
- Enjoy professional portfolio management to help you reach your goals

That’s right. A service that is offered on a one-to-one basis. It’s also important you understand what these investments and services cost. So we’ll walk you through any fees before you get started to make sure you’re comfortable and onboard. Its Decision Time

You have to choice to make: Do what you’ve been doing. Or worse, do nothing at all. You know where that will lead . Is that really where you want to go? Take new actions and get new results. Anyone can retire. But are you going to be comfortable? Today it feels like financial advice is more important than ever before. We want to help make sure Canadians are getting the best advice possible. Advice when it’s needed most. Because a little guidance today, can do a world of good tomorrow. Want to get started?