Financial Service, Investment Planning, Life Insurance, Critical Illness Insurance, Mortgage Insuran I am a Sun Life advisor.
These are my personal opinions and do not constitute professional advice nor do they reflect the official position of Sun Life. A clear connection: Your relationship with Sun Life can be viewed by copying and pasting the following link: bit.ly/3FevgFo. Advisors and their corporations conduct insurance business through Sun Life Financial Distributors (Canada) Inc. Mutual fund business is done with your advisor through Sun Life Financial Investment Services (Canada) Inc.
08/20/2026
Pay down debt or start investing? One of the most common questions!!
Order of Operations:
1) Build a mini emergency fund
2) Grab employer match when available
3) Crush high-interest debt
4) Balance low-interest debt while investing in RRSP / TFSA
08/19/2026
Amanda and Chantelle had a great time at the Downtown Business awards last week. So many amazing downtown businesses were recognized and celebrated.
The awards were for:
- Heritage Award
- Community Contribution Award
- Tourism Advocacy Award
- The Downtowner Award
- Downtown Event of the Year Award
- Downtown New Business Award
- Downtown Business of the Year Award
- People's Choice Award
The winners will soon be posted on the BRZ website so be sure to check it out
Saving for retirement is hard enough - don't lose your hard earned money to these common tax & planning traps!
1️⃣Taking CPP & OAS early reduces your monthly benefit permanently. Sometimes taking it early makes sense but doing it by default can cost you long-term.
2️⃣Treating RRSP as the only tool: RRSP withdrawals are taxable income. Balancing your strategy with TFSAs and non-registered accounts gives you far more flexibility.
3️⃣Not understanding the OAS claw-back: while a claw-back is not the end of the world, strategic withdrawals can make all the difference.
08/13/2026
This is true pre & post retirement!
Check your withholding % on all sources of income.
You know what assuming does.... especially in financial planning.
A successful strategy isn't built on guesses, estimates, or what worked for a neighbor. It's built on facts. Get the real info!
We are here to help.
08/06/2026
I've been told I have a knack at making complex information simple to understand, so ask away!!
If I don't have the answer for you right away - I will find it for you.
Are you actually covered, or just guessing?
Picking a random number out of thing air or only insuring your mortgage usually leaves big gaps - or leaves you overpaying for coverage you don't need.
Getting your life insurance coverage right comes down to knowing your real number. Not's not just about covering what you owe today; it's about protecting the income your family relies on for tomorrow.
08/01/2026
*Cheers to the long weekend*
07/30/2026
Critical Illness can be owned in joint ownership with your corporation and yourself personally. I'd love to share with you what a great strategy this can prove to be for your overall net worth!
If you're waiting on us, please let us know! We are receiving bounce back messages from a few external email providers, often next business day or later.
If you want to get in touch immediately or are waiting on something, please call our office directly.
Thanks for your patience - we have been told this will be resolved soon!