Safety Bay Financial

We want to hand down the family cottage. What do we need to know about capital gains tax? Consider tracking capital improvements, using the principal residence exemption or putting the property in your children’s names.

What you can do with an RESP if your child doesn’t want to go to school Uncertainty can make parents wonder whether it’s worth putting money into an RESP in the first place.

Ranking Canada’s grocery loyalty programs – and the top pick offers incredible flexibility National chains that have established loyalty programs through larger coalitions rank higher than stores with only a regional presence.

Canadians are confident they can spot scams, but should they be? Nearly one in four Canadians say they or a family member fell victim to a scam in the past year. Here's why fraud is getting harder to detect.

Why healthy money conversations are key to building wealth together Building wealth as a couple takes more than smart investing. Here's why open communication about money is essential for long-term financial success.

The Emotional Side of Retirement Planning There's an emotional side to retirement planning that is often forgotten while you deal with the financial plan.

Invasion of the ticks: Their remarkably fast spread across Canada Three Canadian experts give their take on the current tick problem in Canada, how to avoid the insects and what happens when one bites you.

What to know about auto insurance changes in Ontario and Alberta Ontario and Alberta are implementing changes to their auto insurance regulations. Here’s what drivers should know.

Safety Bay Financial knows how to invest in our community! They generously donated to each of our five charities for a total amount of $1000!

Celebrations of life, more informal and intimate than traditional funerals, are on the rise How to plan a meaningful event that captures the essence of the person who has died and brings loved ones together.