Ontario Life Financial

Are you conserned about retiring with a limited/fixed income?

Imagine working for decades only to face uncertainty.

The weight of unpaid bills, rising costs, and unexpected emergencies could leave you feeling trapped, when you should be enjoying your golden years.

A good plan removes the fear of “What if I run out of money?”

Financial peace isn’t a dream…
It’s a plan away. Let’s build your retirement roadmap together!

Ontario Life Financial Discover our managed investments and life insurance options at OLF. We provide expert financial personalized investment solutions for your future.

RRSP, TFSA, FHSA
Three products for all your plans

With the FHSA coming to market, this year’s RRSP/TFSA period might require closer consideration.

Why?

If you would like to buy your first home (or if this is the case for a loved one), you will have to think about the best strategy for dividing your savings between your RRSP, TFSA and/or FHSA.

Even if buying your first home is already behind you, you’ll still want to review how best to divide your savings between your RRSP and TFSA every year.

Since you probably don’t want to compromise one of your plans at the expense of another but would ideally like to reach all your financial goals, taking a serious look at this question is worth it.

Together, let’s take a moment to assess your goals and how to achieve them. I’d be happy to lend a hand this year.

Want to learn more?

Contact me today so I can help you make the best decisions for your situation and needs.

Save and make it happen!

Whether you’re a new saver or a seasoned scrimper, it’s always wise to practice good savings habits.

That’s why we’re once again offering our clients who contribute to an RRSP or TFSA the chance to win a grand prize of $5,000.

How to enter the contest

All you have to do is contribute to an RRSP or a TFSA no later than February 29, 2024. If you contribute before January 31, 2024, you can double your chances of winning!

Our Savings Plans | iA Financial Group Find out about all the retirement savings plans available and see which one is right for you. RRSP, TFSA, LIRA, VRSP and unregistered plans.

In just 5-15 min you can have 5.25% interest for four months – then one of the strongest everyday rates in Canada

https://client.manulifebank.com/edo/ #/productCatalogue/BANK_ID=MNL&LANG_ID=001&REF_ID=655783

We did it! 107 laps for a total of more than 11,000m. And $3000 raised so far for New Hope Bikes The donation page is open until the end of the month. Thank you to the whole team for a solid performance and a great day.

Rates are on the move!

Guaranteed Investment Funds (RSP, RRIF, TFSA and non-registered)

3 years 5.10%
4 years 5.05%
5 years 5.05%

Benefits of guaranteed interest funds...

Reduce the risks associated with market volatility
Improve portfolio diversification
Guarantee 100% of the capital at maturity
Offer competitive returns
A great alternative to bonds
Available in all types of registration (RRSP, TFSA, etc.)
No management fees
Both individuals and corporations can benefit from this investment vehicle

Redeemable at any time*
May include creditor protection
Allows for quick and easy payment in the event of death thanks to beneficiary designation
No estate settlement costs

*Surrender charges may apply if withdrawals are made before the maturity date.

Wondering how much term life insurance would cost you? Try our term life insurance calculator and get a price estimate instantly: https://ia.ca/life-insurance-calculator
Let me know if you would like to talk about it :) Best rates are not always in the calculator.

Haven't made changes to your group benefits in a while. Maybe it's time for a review of your business needs. Here is an article to get you started

Ontario Life Financial Have you vaccinated your group benefits against the post pandemic world? The world has changed, your habits have changed, your staff’s priorities and expectations are not what they were. Does your group plan have the necessary technological advancement to provide your staff with virtual documents,...

How would you like to be able to support your child in buying their first home?
You can with permanent life insurance for your child! It not only represents a strong financial foundation for their future, but it can also help them get the money they need for a future down payment.
Interesting, isn’t it? Let’s talk about it together!

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