SCSCFinancialEmpower

⏰ IMPORTANT DEADLINE: OCTOBER 30, 2026!

You may still be eligible for past Canada Carbon Rebate payments! 💰

Although the Canada Carbon Rebate has ended, eligible individuals who have not filed their 2021, 2022, 2023, or 2024 tax returns may still qualify for payments from those years.

📅 To be considered, your applicable tax returns must be filed, along with any necessary adjustment requests, no later than October 30, 2026.

After this deadline, past Canada Carbon Rebate payments will no longer be issued.

Behind on your taxes? We’re here to help!

The Sudbury Community Service Centre offers free income tax preparation for eligible individuals with a modest income and a simple tax situation.

Don’t wait until the last minute! Contact us early so we can help you catch up on your tax returns and access any benefits and credits you may be entitled to receive. 💚

📞 Contact the Sudbury Community Service Centre today!

Eligibility requirements apply.

🏠 Having difficulty keeping up with your rent?

If you’re falling behind on rent or worried about eviction, support may be available. Depending on where you live and your circumstances, rental assistance options may include:

✅ Rent-geared-to-income housing
✅ Portable housing benefits and rent supplements
✅ Emergency rent banks
✅ Short-term help with rent arrears
✅ Community and non-profit housing supports

📄 Applications often require documents such as proof of income, identification, a current lease, and information about your financial situation.

Don’t wait until the situation becomes more difficult. Reaching out early gives you more time to explore your options. 💚

🔗 Learn more about rental assistance programs for Canadian renters:
https://www.tenantpay.com/blog/rental-assistance-programs-canadian-renters

The Financial Empowerment Program at Sudbury Community Service Centre offers free support to help you review your budget, explore benefits and resources, and better understand your financial options.

📞 Contact us at 705-560-0430 to learn more!

Wellness Wednesday 💚

Good news for families! 👨‍👩‍👧‍👦

Beginning this month, eligible families may receive an increase to their Canada Child Benefit (CCB) payments! 🎉

For the 2026 to 2027 benefit year, eligible families can receive up to:
$8,157 per child under age 6
$6,883 per child aged 6 to 17

These increased payments can help with everyday expenses like:

🛒 Groceries
👕 Clothing
🎒 School supplies
🧸 Child care

💡 Did you know? To receive the Canada Child Benefit, you and your spouse or common-law partner, if applicable, must file your income tax return every year, even if you had little or no income.

If you have questions about the Canada Child Benefit, need help filing your taxes, or want to learn about other benefits you might qualify for, the Resilient Futures Program at the Sudbury Community Service Centre is here to help. 💚

📞 Contact us today to learn more!

Source: Innovation, Science and Economic Development Canada, July 20, 2026.



Kindly,

Wellness Wednesday 💚

Financial challenges are affecting more Canadians than ever before. Recent statistics from the Office of the Superintendent of Bankruptcy Canada show that consumer insolvencies have increased over the past year, with consumer bankruptcies rising by 5.8%. 📈

If you’re feeling overwhelmed by debt or struggling to make ends meet, please know that you are not alone and help is available. 🤝

Through the Resilient Futures Program, we offer free financial empowerment services, including:

✔️ Financial Counselling

✔️ Budgeting Support

✔️ Tax Filing Assistance

✔️ Benefits Applications

Sometimes, one conversation is all it takes to start building a stronger financial future. 🌱

📞 Contact the Sudbury Community Service Centre today, or visit our website to learn how we can support you.

Source: Office of the Superintendent of Bankruptcy Canada, Insolvency Statistics (March 2026).

Take a Moment Before You Spend! 💸

Before making your next purchase, take a moment to pause and ask yourself:

💭 Do I need this today, or can it wait?

A simple pause before spending can make a big difference. It can help you:

✔️ Stay on budget
✔️ Reduce impulse purchases
✔️ Save for future goals
✔️ Feel more in control of your finances

Financial wellness isn't about saying "no" to everything. It's about making thoughtful choices that support your goals, your priorities, and your future. 🌱

Small decisions today can lead to greater financial confidence tomorrow. You've got this! 💚

For more advice, visit our website! 👇

https://sudburycommunityservicecentre.ca/

National Indigenous History Month 🧡

This month provides an opportunity to learn, reflect, and celebrate the histories, cultures, achievements, and contributions of Indigenous Peoples across Canada.

We are honoured to partner with First Nation communities throughout Northern Ontario to provide financial wellness services and support. Through outreach clinics, tax filing services, benefits assistance, identification support, and financial counselling, we strive to help individuals and families access the programs, services, and resources available to them.

We are grateful to the communities that continue to welcome us and work alongside us to support financial well-being, build trust, and strengthen communities.

This month, we encourage everyone to take time to learn more about Indigenous histories, cultures, and perspectives, and to recognize the resilience, strength, and contributions of First Nations, Inuit, and Métis Peoples.

Join the conversation on community-based financial wellness in First Nations communities. 🌱

What does meaningful, community-centered financial support look like in practice? What lessons are emerging from this work across Canada?

Join us for an insightful webinar focused on Phase Two of the Building Financial Wellness in First Nations project. Hear directly from project partners about what they are seeing in communities, what approaches are working, challenges they have faced, and how trust and financial wellness are being built together. 🤝

📅 June 11, 2026
⏰ 1:00 PM – 2:00 PM EDT
🌐 Webinar available in English only

Speakers include representatives from Prosper Canada, AFOA, SEED Winnipeg, Sudbury Community Service Centre, and CFCS.

There will also be time for discussion and Q&A. 💬

What is one lesson you have learned about building trust and financial wellness in the community?

Register today!

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Bank of Canada update! 📊💰

The overnight interest rate remains at 2.25%.

Rates are holding steady, but they are still higher than a few years ago. This is a strong time to review your budget and take control of your money.

Here is where to focus:

• Move savings into higher interest options
• Pay down high interest debt first
• Adjust your monthly budget
• Build or strengthen your emergency fund

You do not have to figure this out alone. Our team at SCSC is here to help you build a plan that fits your situation. 🤝

Reach out today!

Happy Easter and Happy Spring! 🌷🐰✨

Wishing you and your loved ones a joyful season filled with peace, rest and time together. To those celebrating Easter, we hope your weekend brings warmth and meaningful moments. 🐣💛

We are grateful to continue supporting our community through our free tax clinics and services during this busy time of year. Thank you for being part of our community. 🤍