The Dearing Advisory Group - Scotia Wealth Management

This report sets out what the measures cover, where it sits in the broader CUSMA narrative, and how it could impact the Canadian and U.S. economies as well as markets and investment portfolios.

Tariffs, Tensions and Trade Talks: Assessing the Latest Escalations in the Negotiation Process scotiawealthmanagement.com

A longer life means more opportunities and more to plan for. A Total Wealth Plan brings your wealth strategies and wellbeing considerations together in one comprehensive plan—supported by a team of specialists focused on your goals and priorities.

Plan to make more of your time.

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Learn how to avoid common RESP withdrawal mistakes and make the most of your savings when paying for your child's post-secondary education.

How to avoid these common RESP withdrawal mistakes moneysense.ca

Selling a business to retire is a major milestone—but it can come with a significant tax hit. With thoughtful planning, that liability can become an opportunity to preserve wealth, support family, and give back—without compromising retirement goals. Here's how:

• Donate to a donor-advised fund •Restore capital using permanent life insurance
• Use an Immediate Financing Arrangement (IFA) to stay cash flow neutral
• Reinvest loan proceeds to enhance after-tax returns
• Create a tax-free legacy for the estate

Our latest article highlights a case study of how business owners can turn a substantial capital gains tax into a lasting legacy through strategic philanthropy and insurance planning. Read more: https://enrichedthinking.scotiawealthmanagement.com/2026/05/13/a-strategic-approach-to-capital-gain…

Many Canadians are entitled to compensation from a 2020 CRA class action settlement. Here is what you need to know.

CRA breach settlement claims have opened: How much money could you get? moneysense.ca

One of the freedoms we get to enjoy as Canadians is tax freedom, which came on June 9 this year. You are now officially working for yourself and your family, and, as we celebrate our life in Canada, there could be future tax risks and rewards just around the corner.

Ways to experience tax freedom moneysense.ca

As the story goes, British officials in colonial India offered a bounty for dead cobras to deal with a growing snake problem. At first, it worked. Then people began breeding cobras to collect the reward. When the program was scrapped, the snakes were released. Delhi ended up with more cobras than before. The snakes were the problem. The bounty was the risk.

Wealth Insights—Q3 2026 scotiawealthmanagement.com

The process of selling a business is complicated, and when not approached carefully, it could expose the owner to unnecessary risk. It is often the largest transaction of a business owner's life and will likely have a significant impact on their future and the future of their loved ones.

Understanding the risks of pursuing a business sale with an unsolicited buyer scotiawealthmanagement.com

It's cottage season – a time for many Canadians to unwind by the lake, spend time with loved ones and create lasting memories.

For many families, the cottage often represents more than a place to gather – it's a legacy that connects generations. As you plan for the future, having clear conversations about ownership can help preserve both family harmony and cherished traditions.

Read more on Enriched Thinking® Library and connect with your advisor to create a Total Wealth Plan tailored to your needs. http://ms.spr.ly/6049v2fm3

Global equity markets were mixed in June as investors navigated an uneven economic backdrop. Canadian equities proved relatively resilient, while U.S. and international stocks struggled amid concerns about slowing growth and elevated valuations. Fixed income markets performed positively as investors gravitated toward the relative stability of bonds amid signs of slowing economic growth.

Portfolio Perspectives – July 2026 scotiawealthmanagement.com