Chase & Associates - Licensed Insolvency Trustee

10/27/2026

Who actually oversees Canada’s insolvency system? Licensed Insolvency Trustees do not make up the rules as they go.

Bankruptcy and Consumer Proposals operate within federal law and oversight.

👉 A quick explainer on the Office of the Superintendent of Bankruptcy and the Bankruptcy and Insolvency Act.

https://bankruptcytrusteebc.ca/blog/office-of-the-superintendent-of-bankruptcy/

10/24/2026

Quick weekend poll: which habit helps you stay most aware of your money? 👀

A) Checking balances weekly B) Using a written budget C) Paying bills as soon as they arrive D) Reviewing subscriptions regularly.

Tell us what works for you — or add your own habit below.

10/22/2026

Imagine this: you have steady income, but credit cards and a line of credit are eating up too much of every paycheque.

You can afford ONE realistic monthly payment — just not all the current minimums.

Where might a Consumer Proposal fit? 👉 Walk through the idea with this example.

https://bankruptcytrusteebc.ca/blog/consumer-proposals-good-option/

10/20/2026

“Will my employer find out if I file a Consumer Proposal or bankruptcy?” It is a common concern, especially when finances already feel stressful.

The answer depends on the circumstances, but your financial situation is not something you need to guess about.

👉 Read what may be disclosed and when.

https://bankruptcytrusteebc.ca/blog/will-filing-bankruptcy-or-a-consumer-proposal-affect-my-current-job-or-future-employment/

10/17/2026

Filing is the beginning of the process — not the finish line. In bankruptcy, the goal is a Certificate of Discharge.

In a Consumer Proposal, it is a Certificate of Full Performance.

📄 Understanding what has to happen between those two points can make the process feel much less mysterious.

https://bankruptcytrusteebc.ca/blog/importance-getting-discharge/

10/15/2026

Making the minimum payment can keep an account current - but it may not move the balance very far.

💳 When interest takes a large share of each payment, debt can stick around much longer than expected.

If several balances are becoming difficult to manage, it may be time to look at the bigger picture.

https://bankruptcytrusteebc.ca/blog/signs-of-financial-trouble/

10/12/2026

Happy Thanksgiving from all of us at Chase & Associates.

🍁 We hope your day brings good food, good company and a little time to appreciate the people and moments that matter most.

Wishing our communities across British Columbia a wonderful Thanksgiving!

10/10/2026

Money worries have a way of following us beyond the bank account.

On World Mental Health Day, a simple reminder: if financial stress is taking up too much space in your day,
getting clear on the numbers and your options can be one practical first step. 💙

09/11/2026

Licensed Insolvency Trustees follow professional standards designed to promote fairness, integrity, confidentiality, and impartiality when assisting people with debt concerns.

These ethical requirements also help ensure that individuals receive clear information about the solutions available to them and the potential consequences of each path.

👉 Discover the ethical responsibilities Licensed Insolvency Trustees must follow and why these standards matter when seeking professional debt guidance.

https://bankruptcytrusteebc.ca/blog/code-of-ethics-for-licensed-insolvency-trustees/

The Code of Ethics for Licensed Insolvency Trustees (LIT) ensures that everyone who seeks financial help from an LIT is given all the legal tools available to help them. Find out more about what this code means for you and your financial future.