Monroy & Associates Wealth Management

A huge thank you to the AutoCleaners Truck & Car Wash for their generosity to our U14 Wildcards club team 💕🏐✨️

How does your financial literacy shape up against other Canadians?

Take the self-assessment quiz to find out and receive a tailored list of resources: https://bit.ly/3hs05hc

As you look ahead to retirement, it’s worth considering a life insurance policy that could help you maintain your lifestyle.

Find the right life insurance to meet your unique needs:
http://ow.ly/l4M650KPCoS

I am looking to train and develop a team of highly motivated men and women to join our competitive training program.

As a company, we strive to attract, motivate, develop, and retain a high performing, diverse workforce.

Consider reaching out if you’re:

• Dissatisfied with your current career
• Looking for a second stream of income
• Looking for a fresh start in a new career
• Passionate about serving others

Qualifications:

• Must be 18 years of age or older and have completed High School.
• Must be legally eligible to work in Canada.
• Competitive.
• Willing to learn.
• Coachable.
• Desire to make a significant difference.
• Customer service experience an asset, but not required.
• Wants to genuinely help others.
• High level of moral integrity.

This is an opportunity that requires time, hard work, and dedication.

** $300 Licensing Bonus if provincially licensed within first 60 days **

Serious inquiries only please. I will be in touch with you and schedule a time for an interview to determine if you’re a right fit for our team.

When should you take your Canadian Pension Plan and Old Age Security?

We see this challenge quite often in people who are transitioning into retirement.

To be honest, it depends.

Before that question can be answered, you and your advisory team need to know:

- What are you going to do with the money?
- Do you need it for cash flow?
- How long are you going to live?
- Will you be reinvesting that money?

All those different factors will output different answers.

The question we need to prioritize isn't should I take CPP or OAS early or not.

It's this:
Have you put a plan together to look at all your ideas, intentions, and strategies to make sure you understand what the most optimal outcome is for you and your family?

This is where a retirement specialist comes into play.

Make sure you are getting the proper information and advice before you make a move on any strategy because you want to maximize all of your income.

Learn more by reaching out to myself or my team.

📲 (403) 860-2172

When is the best time to take CPP and OAS? | Advisor's Edge Advisors need to consider several aspects, such as life expectancy and whether the client will spend or invest CPP and OAS