10/24/2026
π’ RRSP Limit Increases for 2026!
The Registered Retirement Savings Plan (RRSP) dollar limit for 2026 is $33,810, up from $32,490 in 2025. That's an increase of $1,320 in the annual maximum.
Here's what to keep in mind:
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Your limit is 18% of last year's earned income, up to the dollar limit
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Unused room from previous years carries forward
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RRSP contributions may reduce your taxable income
Your personal limit depends on your income, pension adjustment and unused room, so it may be different from the maximum. You can find your exact number on your Notice of Assessment or in your CRA My Account.
Not sure how much room you have? Let TaxFast review your RRSP situation before you contribute.
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π www.taxfast.ca