More Than Money Radio

Happy Seniors Week, Alberta!! :)

It’s Seniors Week in Alberta!

We want to acknowledge the seniors of Alberta for everything they have done to build our families, communities and province. Thank you for your work, energy and foresight in building the province we call home!

From June 1–7, communities across Alberta are hosting events to celebrate and support seniors, including here in Calgary.

If you would like to participate in any of the great events that are happening this week around Calgary check out: City of Calgary – Your Local Government or https://www.calgary.ca/events/seniors-week.html

Most Canadians know they have a TFSA.

But many still think of it as a simple savings account.

In retirement, a TFSA can be your sidekick to:

- Give you flexibility

- Help you manage taxes

- Provide a source of money when life doesn’t go according to plan

Keep reading by clicking below!

5 Ways a TFSA Can Propel Your Retirement Most Canadians know they have a TFSA. But many still think of it as a simple savings account. In retirement, a TFSA can be your sidekick to: give you flexibility help you manage taxes provide a source of money when life doesn’t go according to plan The two major benefits that a TFSA offers are tax...

Retirement is supposed to feel like freedom.

No meetings.
No deadlines.
No alarm clocks.

But for many people… the stress doesn’t go away.
It just changes.

Uncertainty.
Loss of structure.
Questions you didn’t expect to face.

This is the part of retirement no one really talks about.

Take a few minutes to read this:

The Stress No One Talks About in Retirement Retirement is supposed to feel like freedom. Yay, no meetings! Yay, no deadlines! Yay, no alarm clocks! But for many Canadians, the stress doesn’t disappear. It just changes shape.

You don’t retire with all the answers.

You retire with questions.

When should you take CPP?
How do you turn your savings into income?
Will your money last… and still let you enjoy life?

These aren’t small decisions. And getting them wrong can change what retirement looks like.

In our More Than Money blog, we break down the most common questions Canadians are asking right now… and what you should be thinking about before you make a move.

If retirement is on your radar, this is a good place to start.

Top Retirement Questions Answered: What Canadians Ask Before Retiring People approaching retirement often share the same questions, even if their situations look very different on paper. - How do I save on taxes? - Do I have enough to retire? - Does my lifestyle have to change? We hear these retirement questions every week. So we thought it was a good time to answer s...

Gas is up. Groceries are up. Travel costs keep climbing.

For most people, that’s frustrating.

For retirees, it’s something else entirely.

Because when your income is no longer coming from a paycheck, uncertainty hits differently. Markets don’t move in straight lines. Income sources don’t behave the way they used to. And what once felt “safe” may not be sending the same signals anymore.

The bond market was always supposed to be the steady part of the plan.

But what happens when even that starts to shift?

This blog breaks down what’s really changing beneath the surface and what it means for your retirement going forward.

Read the blog if you’re wondering whether your plan is built for the reality we’re in today.

The Name’s Bond… Market: Retirement Is Being Shaken, Not Stirred Gas is up. Groceries are up. And the cost of travel is up. While this affects all Canadians, for retirees it carries a different weight. Because once you’re no longer earning a paycheck, market volatility, inflation and income uncertainty matter more. Income sources don’t behave the same way.Mar...

Sign up today! https://woodgundyadvisors.cibc.com/Popowich-Karmali-Group/events-seminars

Popowich Karmali Advisory Group - CIBC Wood Gundy PKAG is a team that specialize in retirement planning providing holistic wealth advisory and personalized retirement strategies to help Albertans protect their lifestyle.

Thinking about moving provinces in retirement?

It can impact more than just your cost of living.

From taxes to healthcare access, here are 6 factors to consider before making the move.

Does Changing Provinces Save You Money in Retirement? Are you planning to pack up all your things and retire to a different province? Many Canadians assume moving provinces in retirement will automatically lower their cost of living but often it simply changes where the costs appear. There is no single "best" province to retire in Canada based on tax a...

Tax time is a stressful time of the year, especially if you don’t have a plan.

We put a list together of the top 8 mistakes we see when retirees approach their taxes.

How Can I Withdraw Retirement Savings with the Least Tax? Tax time is a stressful time of the year, especially if you don’t have a plan. We put a list together of the top 8 mistakes we see when retirees approach their taxes.