Cardinal Capital Management - Calgary

While variable rates are on hold for now, fixed rates are marching upward.

What the trade war and U.S. policy mean for Canadian mortgage rates

Retirement Income: The Vanguard Principles Every Retiree Should Know Vanguard shares principles that every affluent retirees needs to know to get the most out of their retirement income.

Canadian stock market is relatively small and concentrated. Financial and energy companies make up a significant portion of Canadian equities, while the U.S. market gives investors much greater exposure to sectors such as technology and consumer companies.

Canadians can boycott U.S. travel and alcohol. But investments are a different story Dropping the United States from an investment portfolio could have serious financial consequences.

Getting laid off is brutal. But when it comes with a severance package intended to cushion the financial blow, it can also be a windfall that requires planning to maximize the benefit and limit the tax consequences

Your severance could be a financial windfall, if you handle it right A layoff hurts, so make sure you don't let a big tax hit from a payout package make it more painful.

The 4% rule for retirement savings is due for a revamp.

The creator of the 4% rule for retirement savings wants you to spend more

While many costs are fixed, experts say there might be some wiggle room on property taxes to get the amount lowered or a potential refund. But first, you need to know if there is merit for an appeal.

Here’s when you might be able to apply for lower property taxes Owning a home comes with a long list of expenses that go beyond a monthly mortgage, whether that’s replacing an old roof, paying for home insurance or keeping up with climbing property taxes.

Owning a home comes with a long list of expenses that go beyond a monthly mortgage, whether that’s replacing an old roof, paying for home insurance or keeping up with climbing property taxes.

Here’s when you might be able to apply for lower property taxes

“Die with zero” focuses on using money throughout your life, not just stockpiling it for retirement. It can help you spend on meaningful experiences and give to loved ones while you’re alive, as long as you stay within your means.

5 Ways the ‘Die With Zero’ Strategy Can Change Your Approach to Saving and Spending “Die with zero” focuses on using money throughout your life, not just stockpiling it for retirement. It can help you spend on meaningful experiences and give to loved ones while you’re alive, as long as you stay within your means. These are the pros and cons.

For a few weeks this summer you could look at the oil price and forget the Iran war had ever happened.

Oil markets are on edge again The bombing may have paused, but energy supplies are precarious.

If you’ve hosted a backyard get-together recently, you might have experienced a little heartburn even before supper was served. The burgers, buns and booze you bought to serve your guests have set you back much more than they did before the pandemic.

The great Canadian barbecue bill The price of hosting a barbecue is getting steeper every summer – and our beef isn’t just with the burgers. Why we’re holding the cheese and pivoting to BYOB.