DLC National Team Done Mortgage

Ontario's new-home HST rebate is one of the biggest housing incentives we've seen — and the window is closing.

If you sign an agreement with a builder before March 31, 2027, you could get back up to $130,000 in HST on a newly built home.

What most people don't realize:
✅ It's not just for first-time buyers — repeat buyers and investors qualify too
✅ Pre-construction condos, towns, semis and detached all count
✅ It's already law, retroactive to April 1, 2026

The date that matters is when your agreement is signed, not when you close. If a new build is anywhere in your plans, that's worth knowing now rather than in February.

Want to know what this looks like on your numbers? Send us a message.

📞 647-864-2283 | 🌐 https://zurl.co/7vVSy
Dominion Lending Centres National Ltd. | FSRA #12360

Happy Labour Day from Team Done Mortgage 🇨🇦

Today is about the people who put in the work — the tradespeople, the shift workers, the small business owners, the folks doing two jobs to get to that first down payment. The homes we help finance don't exist without you.

Wishing you and your family a safe, restful long weekend.

📞 647-864-2283 | 🌐 https://zurl.co/jQOzZ
Dominion Lending Centres National Ltd. | FSRA #12360

Tariffs don't move mortgage rates in one direction. They pull both ways at once.

The U.S. put 50% tariffs on roughly $20B of Canadian goods on Aug 22. Canada's counter-tariffs of 15–50% on 700+ American products land Sept 8. Here's why that matters for your mortgage:

↑ Pushing rates up: tariffs raise import prices and keep inflation elevated, a weaker loonie adds to the pressure, and building costs climb.

↓ Pulling rates down: slower exports, investment and hiring cool the economy, recession worry can push bond yields lower, and the Bank of Canada may respond with cuts.

Fixed rates follow bond yields. Variable rates follow the Bank of Canada. Which one suits you depends on your cash flow and your comfort with change — not on this week's headlines.

If you're buying or renewing in the next four months, a rate hold protects you for up to 120 days while the picture sorts itself out.

Let's look at your numbers before the market decides for you.
📞 647-864-2283
🔗 https://zurl.co/w4W3T

Real words. Real trust. ⭐⭐⭐⭐⭐

We’re grateful for this thoughtful feedback about Swati and Team Done Mortgage. Clear explanations, transparent communication, timely updates, and personal attention can make the mortgage process feel much smoother and less stressful.

Looking for a trusted mortgage broker in Ontario? Whether you’re purchasing a home, refinancing, or approaching a mortgage renewal, our team is here to help you understand your options and move forward with confidence.

🌐 https://zurl.co/VBwbi

Toronto’s housing market is showing signs of momentum. 🏙️

Buyer activity is improving, listings are tightening, and the market is starting to shift.

If you’re planning to buy, renew, or refinance, now is a good time to review your mortgage strategy and understand your options.

🌐 https://zurl.co/iiBUW
📞 647-864-2283

Canada’s housing market is moving closer to balance. 🏡

GTA sales are rising, listings are tightening, and buyers may have more room to negotiate than in a hot market.

Whether you’re buying or renewing, don’t make your mortgage decision on autopilot.

📞 Review your options with Team Done Mortgage
🌐 https://zurl.co/XBQcm
647-864-2283

Buying a home starts long before you make an offer. 🏡

Knowing your budget, checking your credit, and getting pre-approved early can give you more confidence—and more options when the right opportunity comes.

Prepare today. Stay ahead tomorrow.

👉 Get pre-approved and take the first step toward your next home.

🌐 https://zurl.co/bVaHE
📞 647-864-2283

Buyer activity is picking up across Canada. 🏡

Home sales increased 5.5% month over month in May, while overall activity remains below stronger historical levels.

That means buyers may still have time to prepare before competition increases.

✔ Understand your budget
✔ Organize your documents
✔ Get pre-approved before making an offer

Be ready before the market gets busier.

🌐 https://zurl.co/dSm1c
📞 647-864-2283

Fixed or variable?
Don’t choose your mortgage based on headlines alone.

Forecasts can change, rate expectations can shift, and what works best depends on your cash flow, comfort level, and long-term goals.

A fixed rate may offer:
✔ Predictable payments
✔ Easier budgeting

A variable rate may offer:
✔ Potential savings
✔ More flexibility depending on the market

The right option isn’t the same for everyone.

Compare both options based on your numbers.
🌐 https://zurl.co/JhCN5
📞 647-864-2283

Mortgage renewal is getting closer — and your payment may still change.

If you’re coming off a 5-year term in 2026, don’t assume your lender’s first offer is your best option.

Before you renew, take time to:

compare rates, terms, and payment flexibility
review your current mortgage strategy
understand what your new payment could look like

A little planning now can make a big difference later.

Book your mortgage renewal review today
🌐 https://zurl.co/LbjLw
📞 647-864-2283