Mal Dobson & Associates Financial Planning

There were nearly four times as many new residential loans written using limited recourse borrowing arrangements in FY2026 than the ATO’s data indicate, and the ban on LRBAs could have a greater impact on housing supply than the government suggests.

ATO’s LRBA data significantly less than industry figures - Mal Dobson & Associates There were nearly four times as many new residential loans written using limited recourse borrowing arrangements in FY2026 than the ATO’s data indicate, and the ban on LRBAs could have a greater impact on housing supply than the government suggests.

Two significant deeming thresholds increased on 1 July 2026, the one at which the higher deeming rate of 3.25 per cent applies, and the income-free threshold at which income in excess of the threshold begins to reduce the maximum age pension amount.

New deeming thresholds could deliver small part age pension - Mal Dobson & Associates Two significant deeming thresholds increased on 1 July 2026, the one at which the higher deeming rate of 3.25 per cent applies, and the income-free threshold at which income in excess of the threshold begins to reduce the maximum age pension amount.

A healthy super balance doesn't always rule you out of the Age Pension

Can I still get the Age Pension if my super is healthy? - Mal Dobson & Associates A healthy super balance doesn't always rule you out of the Age Pension

New SMSFs that are required to lodge a self-managed super fund annual return by 31 October should start preparing now, the ATO said.

New to SMSFs? Start preparing for your first SAR lodgment - Mal Dobson & Associates New SMSFs that are required to lodge a self-managed super fund annual return by 31 October should start preparing now, the ATO said.

The introduction of Division 296 has highlighted the value of contribution splitting and increased the usefulness of account equalisation strategies for both lower and higher-balance members, SMSF Alliance principal David Busoli has stated.

Contribution splitting now more valuable - Mal Dobson & Associates The introduction of Division 296 has highlighted the value of contribution splitting and increased the usefulness of account equalisation strategies for both lower and higher-balance members, SMSF Alliance principal David Busoli has stated.

Making the most of your peak earning years

Six ways Gen X can build retirement savings - Mal Dobson & Associates Making the most of your peak earning years

Australia’s $3.5 trillion wealth transfer: how to invest an inheritance wisely

How to maximise the impact of your inheritance - Mal Dobson & Associates Australia’s $3.5 trillion wealth transfer: how to invest an inheritance wisely

Check out the this visualization, which tracks the evolution of dietary calorie intake from 1930 to 2026.

How Our Diets have Changed. - Mal Dobson & Associates Check out the this visualization, which tracks the evolution of dietary calorie intake from 1930 to 2026.

Association of Superannuation Funds of Australia (ASFA) research has shown individuals across the country are overestimating how much super they will need in retirement.

Adequate retirement savings misjudged - Mal Dobson & Associates Association of Superannuation Funds of Australia (ASFA) research has shown individuals across the country are overestimating how much super they will need in retirement.

The ATO is warning employers not to use the small business super clearing house (SBSCH) for any further contributions.

The SBSCH will close from 1 July 2026 - Mal Dobson & Associates The ATO is warning employers not to use the small business super clearing house (SBSCH) for any further contributions.