Affluence Chartered Accountants

The Travel Deduction Dilemma
Many doctors, nurses, and practice managers leave money on the table simply because they're unaware of what qualifies as a legitimate write-off.

The Travel Deduction Dilemma Here's something that trips up many medical professionals: your daily commute from home to work? Unfortunately, that's not deductible. But don't close this tab just yet; there are several travel scenarios where you can claim expenses.

You've likely seen the headlines: the federal budget proposed scrapping borrowing within super for residential property. So let's cut through the noise for healthcare practices; it’s good news.

Superannuation Borrowing For Healthcare Practices Following our recent federal budget overview, we wanted to provide a quick update on a development that's been generating plenty of discussion: the proposal to scrap borrowing within superannuation for residential property.

Quick pulse check: 30 June is racing in. If you’re juggling hospitals, private rooms, and the odd locum, now’s the moment to give your future self a pay rise via super. Even a modest top‑up today can compound into something mighty tomorrow.

30 June Superannuation Checklist For doctors and medical professionals, many of whom juggle complex income structures across hospital work, private practice, and locum shifts, maximising your super contributions requires careful planning.

Short on time?
Here’s the pulse on the 2026-27 Federal Budget:

2026–27 Federal Budget: What Healthcare Practices need to know From 1 Jul 2026, personal tax gets a $1,000 no‑receipt work deduction, with a $250 annual offset kicking in from 2027–28; from 1 Jul 2027, capital gains rules tighten, farewell the 50% discount on new gains, hello indexation and a 30% minimum CGT; and for practices, the wins are practical with a...

Payday Super Cash Flow Calculator
Big changes are coming to super payments starting 1 July 2026, and they could significantly impact your business's cash flow.

In our latest blog, you will find a Payday Super cash flow calculator to find out what it means for your pay cycles, cash flow, and working capital needs.

Instead of quarterly super payments, businesses will need to pay superannuation on pay cycle frequency, weekly, fortnightly, or monthly.

Payday Super Cash Flow Calculator From 1 July 2026, Payday Super comes into effect, where the government is shifting super guarantee (SG) payments from quarterly cycles to payday contributions, meaning super must be paid to employees at the same time wages are paid.

Payday Super: What July 2026 Means for Your Pay Cycle
More than a year ago, the government announced a significant change. Employers will soon have to pay superannuation at the same time as salary and wages. The wait is over. The legislation is officially passed, and the countdown is on.

Payday Super: What July 2026 Means for Your Pay Cycle Payday Super: Starting 1 July 2026, if you’re paying wages, your super contributions must be deposited into your employees’ accounts on the same day.