DC Advice - Nikki Szprinc

19/10/2026

What would you do if you could retire tomorrow? For many of us, imagining retirement isn't the hard part. Whether we'd feel ready for it is another question entirely. Understand where you are now and take control.

Not in ten years' time. Not when you've finished paying off the mortgage. Tomorrow. For many of us, imagining retirement isn't the hard part. Whether we'd feel ready for it is another question entirely. A 2026 Real Retirement Report found that 54% of Australians say financial independence and having...

14/10/2026

Fake caller ID is a technique that scammers can use to make calls and messages look like they come from trusted businesses or government agencies. Knowing the danger signs will help you stay protected.

Fake caller ID (also called caller ID spoofing) is a common technique that scammers can use to disguise their real phone number. It’s one of the ways they may try to impersonate your bank, super fund or a government agency, such as the Australian Bureau of Statistics (ABS). Australians lost almost...

12/10/2026

Have you just received, or are about to receive, an inheritance? Learn about key CGT considerations when selling assets from a deceased estate.

In Australia, special capital gains tax (CGT) rules apply to the transfer of assets from a deceased estate. The most common types of capital gains assets are property, shares and managed funds. You may have just received, or are about to receive, an inheritance. While this article provides a general...

07/10/2026

While your own personal circumstances may influence how you approach super in your 60s, there are still a number of ways to give it a boost before you retire.
Learn more.

Your approach to superannuation is likely to change as you near retirement. And while your own personal circumstances may influence how you approach super in your 60s, there are still a number of ways to give it a boost before you retire. Everybody has a different retirement in mind. Some want to tr...

05/10/2026

The sharing economy has become a big part of daily life. It’s easy to hop on an app for ride share, find a place to stay or hire someone with skills you don’t have to help you. Whether for extra cash, or as your main job, you might be thinking about offering your
services. If so, keep these basic admin tips in mind.

30/09/2026

Still working but thinking about retirement? A Transition to Retirement (TTR) strategy can help eligible Australians aged 60 and over access part of their super while continuing to work. Contact us to see if a TTR is right for you.

29/09/2026

Which super strategy fits your age? If you’re likely to retire within the next 10 or 15 years, there are several strategies you can use to build your super faster.

23/09/2026

Investment opportunities that seem too good to be true, probably are. If you’re approached via unsolicited emails or calls, it’s crucial that you complete some checks before you hand over any personal details.

Investment Scams Investment opportunities that seem too good to be true, probably are. If you’re approached via unsolicited emails or calls from an investment company or financial adviser, it’s crucial that you complete some checks before you hand over any personal details. Check if the financia...

21/09/2026

Every super fund charges fees but it’s not always obvious what you’re paying for. This article breaks down each fee type in plain English and explains how to compare funds
properly.

https://www.capstonefp.com.au/news/super-fund-fees-explained/

What are super fund fees? Super fund fees are the costs charged to manage your account and the investments your money is held in. They can cover running your account, managing investment options, processing transactions and providing services like insurance or advice. Some fees are deducted directly...

15/09/2026

The 10/30/60 rule suggests your retirement income comes from three sources. To achieve your retirement goals, it’s therefore critical to earn a good return on your money while you’re retired, not just while you’re making contributions.